@ashallaboutmoney: Replying to @realtormccoy credit utilization is shown on revolving credit accounts. If you want to increase your credit score focus on paying off credit card debt first! #credit #score #tips #howto #creditcard #card
I use my credit card each month and pay it in full by the due date and don't use it again until after the statement date, does that mean my utilization will be reported as 0%?
2024-10-11 02:42:21
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SpunkyMonkee :
I got most of my CCs down to 79% and then the day after the last one reported, one card lowered my limit so much that now it's at 98% utilization. it's like they saw all the balances go down ... 😩
2024-09-21 15:15:43
4
raechelmay :
I'm working on rebuilding & just starting velocity. But, we need to save 10k and pay off about 8k in debt to qualify for a decent mortgage.
2024-09-21 14:35:05
4
ashgtho :
Do you recommend leaving 9% or just paying it completely off each month? Thanks!!
2025-02-27 23:20:26
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Heather | Atlanta GA :
Any different tips when using a secured credit card for building credit. Or is it the same concept. Trying to grow my credit quickly and responsibly.
2024-09-23 20:20:13
2
Rojas :
I have 2 maxed out cards is it better to slowly pay both off or focus on paying one off sooner for a better credit score?
2024-12-29 15:43:59
1
amandad764 :
help!! My balance is 9,300 and my balance is 9,500. I’d like to pay it off in 9 months. Interest is 24.5%
2024-09-21 14:58:41
3
officialchellelove :
Do you mean pay off current balance on the card or statement balance by the due date ?
2024-10-20 01:18:44
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iamcarmen_nieves :
Should we be saving $ while fixing our credit. Or should we focus on our credit n then save
2024-11-03 19:47:04
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Arleen :
Do you know how banks determine which utilization allows you to get a loan?
2024-09-21 14:51:34
3
Brit :
So it’s better for credit score to pay them all down to a lower % than to pay off one card at a time? I was always told to pay them off from smallest to largest but this makes sense
2024-11-03 18:09:14
1
Ansella Gabriel :
🥰🥰🥰
2024-09-21 17:40:10
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❤️🍫KELZ🍫❤️Kelli :
✨✨✨
2025-05-14 21:17:23
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user53903625817 :
🥰🥰🥰🥰🥰👏👏👏👏
2024-09-21 14:17:43
2
Anju🇬🇾 :
Thank you so much ❤️you’ve help me from a beginner to 727 in just 8 months
2024-09-21 14:16:14
3
KENEDIE MARIAH :
Help meee! I have 3 cards! Maxed out 1. 1500 2. 2500 3. 11600 I wanna start with the the first and pay in 5 months interest rate is 18%
2024-10-23 05:30:56
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