@moneywithsaprina: Replying to @Saprina Danise #moneytok #investingforbeginners #budgetbreakdown #PersonalFinance

Saprina Danise
Saprina Danise
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Region: US
Wednesday 09 October 2024 16:55:25 GMT
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bob856_
user5807728860991 :
👏🏾
2024-10-13 00:21:17
0
thisisntnatalieportman
user396472716683 :
I’ve been doing a VERY bad thing by putting my emergency fund into $VOO. But my $35k has made me over $4.5k since March! But this video def encouraged me to have *at least* 1 month of expenses in cash
2024-10-12 21:16:02
0
serenesoliloquies
K :
literally. that's why you need a emergency fund, short term and long term
2024-10-09 18:39:00
166
byninacoladaa
The Princess of Finance :
Important conversation! 3-6 months of expenses at least!!
2024-10-09 19:16:57
74
noonas.notebook
Hanna 📖✨ :
Love this approach! Currently working on being up my emergency fund for the rest of 2024 and then allowing 2025 to be the year of investing because I’ll have that safely net 👏🏾
2024-10-09 19:17:15
24
jasleetaughtyou
jasleetaughtyou :
I appreciate this take Saprina!
2024-10-09 17:07:22
21
jackie.doodles
Jackie :
IMO, I don’t think 1 month is enough. If you lose your job, most likely it will take more than a month to find a new one…
2024-10-09 17:41:49
17
catherinerose004
CatherineSortaGreat :
At minimum, have 6 months of your rent saved up (this is usually peoples biggest expense).
2024-10-10 02:08:29
10
gifted_otis
Otis 🇨🇦 :
💯. Stocks for 10+ years. Planned events would be GICs or Bonds. Emergency fund in high interest savings.
2024-10-09 20:51:53
9
cocacoley
nicole :
I 100% agree! This is solid advice
2024-10-09 19:13:32
9
avatome
Yvette :
So excited for the investing series! How do you feel about investing vs paying off debt? Do you think 100% of extra money should go into paying off debt or should some percent be set aside for investments?
2024-10-09 18:44:14
9
thelillytheory
thelillytheory :
Looking forward to seeing your series on investing!! 🙂
2024-10-09 19:37:44
6
drivergamergirl
GamerDriver🇵🇸🇺🇦 :
Thank you for your care and passion. The way you talk about this, just shows how much you care and worry about people and their wellbeing ❤️we need more people like you in the world
2024-10-09 18:05:19
6
noonas.notebook
Hanna 📖✨ :
One question I have about investing is - is it better to start with a Roth IRA (have a 401k with match from my job) before looking to go into the stock market? I’m 26 going on 27 so I know time is key
2024-10-09 19:18:19
5
shishiblackbarbie
Shishiblackbarbie :
👏🏾👏🏾👏🏾👏🏾 The living expenses savings is a must. My dad has always told me to save 3 to 6 mos. 6 mos is best.
2024-10-09 17:08:58
5
niaaaa.24
Nia • all things money :
!!! Great advice
2024-10-09 17:05:31
5
itslaurenchanel
Lauren Chanel :
Come on! Tell them
2024-10-09 17:51:50
4
naturallykey
naturallykey :
Makes complete sense and great delivery. It’s definitely something that’s not considered while under financial duress.
2024-10-09 17:30:16
4
myfun54
MeYoGirl :
Right!
2024-10-09 16:58:38
4
byninacoladaa
The Princess of Finance :
Also I love the original video. Behavioral finance and the psychology of finance is a growing and needed space. Emotions and socialization are important aspects of people’s behaviors with money
2024-10-09 19:18:48
3
seetahluvz
iSitta_Luvz :
Yup!!!!
2024-10-09 22:11:12
2
solara2211
solara :
So basically 1. Save $1000 2. Save 3-6 months 3. Roth IRA/401k and THEN 4. Stocks
2024-10-10 23:44:13
1
kiki__jo
Kiki Jo :
re: investing, i need it explained to me like i'm 5
2024-10-10 22:45:59
1
thisorangelife
Nani :
This is why I stopped my employee stock plan I kept needed it and realized I needed to reprioritize my funds and goals
2024-10-10 02:45:18
1
quera143
quera143 :
after seeing your pervious video I got my butt into gear and I'm paying off everything and building my savings account. you never know when you need $400. so far I have $500 because I looked at my
2024-10-10 00:20:10
1
jaimito63650
jbarher :
Gasp
2024-10-09 20:59:18
1
simplynekole
simplynekole :
Excited for the series on investing!!
2024-10-09 20:04:22
1
juliesplans
Julie’s Plans :
👏🏼👏🏼👏🏼👏🏼👏🏼
2024-10-09 18:12:37
1
shishiblackbarbie
Shishiblackbarbie :
I’m here for the investing convo….
2024-10-09 17:16:02
1
dieselgurl69
dieselgurl69 :
Thanks for the info! Preparation is key👍🏾
2024-11-16 19:33:00
0
kimberlygillis2
kimberlygillis2 :
I worked 80 hours a week until I had six months of an emergency fund. Nothing went past me until that fund was fully funded. Saved 66 grand in 2 years.
2024-10-28 05:43:47
0
user689543379986
Bluesss :
What if you can’t have cash cause you always spend it
2024-10-16 18:36:21
0
maracollado29
mari :
Where did you get that sweater?
2024-10-15 12:29:39
0
msburtnee360
B2 :
Can you speak on when is it too late to invest? I feel that I’m so behind my peers when it comes to investing..a lil confusing IMO 🥴
2024-10-15 02:29:53
0
firstnamedixon
Dixon :
If I have a 401K w/ a match, a Roth IRA, and a workplace savings account (don’t need to contribute to, based on years of service), should I open a brokerage account as well? Looking to Fire at 55
2024-10-12 13:37:11
0
lil.spresso
Jae :
My emergencies start at like 3k. 400 isn’t gonna do anything 😩😂
2024-10-10 23:31:49
0
ladylylah
D.B. 🦢 :
Please make a simple investing schedule
2024-10-10 18:13:56
0
tess_finances
TessTalk | Finances :
Very good info
2024-10-10 16:02:08
0
adventurehealthmd
adventurehealthmd :
A whole word sis!! Once someone tried to advise me to take that approach to investing and I was like nah!
2024-10-10 14:08:29
0
the_healthcareadminbae
Kowanna, AABA, BBA-HSA 👩🏾‍💼 :
This makes so much sense!
2024-10-10 11:47:32
0
maggie.writes
Maggie Writes (they/them) :
Thank you!!! I have a HYSA with sibling funds that include our emergency fund. I have started saving for investments into that account - but only after my priority funds are fully funded!
2024-10-10 03:32:47
0
a__laurennn
A. Elle. H. :
THIS!!!!!
2024-10-10 02:47:13
0
hereiswhereirise
Nikki :
That’s exactly why I didn’t restart my life insurance. I need to save first, and then I will redo my insurance and start with Stocks.
2024-10-10 01:54:09
0
micaltaz
Taz :
👀👀👀
2024-10-10 01:37:52
0
wishbailey
wishbailey :
I just need for how to get started. Everyone says to “invest” but literally where do I begin. I need a for dummies version.
2024-10-10 01:12:39
0
sacralyssa__
alyssa :
if i’ve already started investing (super low amount/risk) does it make sense to just cash that out and put into savings, or just leave it and stop adding to it?
2024-10-09 21:56:54
0
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