I’ve been doing a VERY bad thing by putting my emergency fund into $VOO. But my $35k has made me over $4.5k since March! But this video def encouraged me to have *at least* 1 month of expenses in cash
2024-10-12 21:16:02
0
K :
literally. that's why you need a emergency fund, short term and long term
2024-10-09 18:39:00
166
The Princess of Finance :
Important conversation! 3-6 months of expenses at least!!
2024-10-09 19:16:57
74
Hanna 📖✨ :
Love this approach! Currently working on being up my emergency fund for the rest of 2024 and then allowing 2025 to be the year of investing because I’ll have that safely net 👏🏾
2024-10-09 19:17:15
24
jasleetaughtyou :
I appreciate this take Saprina!
2024-10-09 17:07:22
21
Jackie :
IMO, I don’t think 1 month is enough. If you lose your job, most likely it will take more than a month to find a new one…
2024-10-09 17:41:49
17
CatherineSortaGreat :
At minimum, have 6 months of your rent saved up (this is usually peoples biggest expense).
2024-10-10 02:08:29
10
Otis 🇨🇦 :
💯. Stocks for 10+ years. Planned events would be GICs or Bonds. Emergency fund in high interest savings.
2024-10-09 20:51:53
9
nicole :
I 100% agree! This is solid advice
2024-10-09 19:13:32
9
Yvette :
So excited for the investing series! How do you feel about investing vs paying off debt? Do you think 100% of extra money should go into paying off debt or should some percent be set aside for investments?
2024-10-09 18:44:14
9
thelillytheory :
Looking forward to seeing your series on investing!! 🙂
2024-10-09 19:37:44
6
GamerDriver🇵🇸🇺🇦 :
Thank you for your care and passion. The way you talk about this, just shows how much you care and worry about people and their wellbeing ❤️we need more people like you in the world
2024-10-09 18:05:19
6
Hanna 📖✨ :
One question I have about investing is - is it better to start with a Roth IRA (have a 401k with match from my job) before looking to go into the stock market? I’m 26 going on 27 so I know time is key
2024-10-09 19:18:19
5
Shishiblackbarbie :
👏🏾👏🏾👏🏾👏🏾 The living expenses savings is a must. My dad has always told me to save 3 to 6 mos. 6 mos is best.
2024-10-09 17:08:58
5
Nia • all things money :
!!! Great advice
2024-10-09 17:05:31
5
Lauren Chanel :
Come on! Tell them
2024-10-09 17:51:50
4
naturallykey :
Makes complete sense and great delivery. It’s definitely something that’s not considered while under financial duress.
2024-10-09 17:30:16
4
MeYoGirl :
Right!
2024-10-09 16:58:38
4
The Princess of Finance :
Also I love the original video. Behavioral finance and the psychology of finance is a growing and needed space. Emotions and socialization are important aspects of people’s behaviors with money
2024-10-09 19:18:48
3
iSitta_Luvz :
Yup!!!!
2024-10-09 22:11:12
2
solara :
So basically 1. Save $1000 2. Save 3-6 months 3. Roth IRA/401k and THEN 4. Stocks
2024-10-10 23:44:13
1
Kiki Jo :
re: investing, i need it explained to me like i'm 5
2024-10-10 22:45:59
1
Nani :
This is why I stopped my employee stock plan I kept needed it and realized I needed to reprioritize my funds and goals
2024-10-10 02:45:18
1
quera143 :
after seeing your pervious video I got my butt into gear and I'm paying off everything and building my savings account. you never know when you need $400. so far I have $500 because I looked at my
2024-10-10 00:20:10
1
jbarher :
Gasp
2024-10-09 20:59:18
1
simplynekole :
Excited for the series on investing!!
2024-10-09 20:04:22
1
Julie’s Plans :
👏🏼👏🏼👏🏼👏🏼👏🏼
2024-10-09 18:12:37
1
Shishiblackbarbie :
I’m here for the investing convo….
2024-10-09 17:16:02
1
dieselgurl69 :
Thanks for the info! Preparation is key👍🏾
2024-11-16 19:33:00
0
kimberlygillis2 :
I worked 80 hours a week until I had six months of an emergency fund. Nothing went past me until that fund was fully funded. Saved 66 grand in 2 years.
2024-10-28 05:43:47
0
Bluesss :
What if you can’t have cash cause you always spend it
2024-10-16 18:36:21
0
mari :
Where did you get that sweater?
2024-10-15 12:29:39
0
B2 :
Can you speak on when is it too late to invest? I feel that I’m so behind my peers when it comes to investing..a lil confusing IMO 🥴
2024-10-15 02:29:53
0
Dixon :
If I have a 401K w/ a match, a Roth IRA, and a workplace savings account (don’t need to contribute to, based on years of service), should I open a brokerage account as well? Looking to Fire at 55
2024-10-12 13:37:11
0
Jae :
My emergencies start at like 3k. 400 isn’t gonna do anything 😩😂
2024-10-10 23:31:49
0
D.B. 🦢 :
Please make a simple investing schedule
2024-10-10 18:13:56
0
TessTalk | Finances :
Very good info
2024-10-10 16:02:08
0
adventurehealthmd :
A whole word sis!! Once someone tried to advise me to take that approach to investing and I was like nah!
2024-10-10 14:08:29
0
Kowanna, AABA, BBA-HSA 👩🏾💼 :
This makes so much sense!
2024-10-10 11:47:32
0
Maggie Writes (they/them) :
Thank you!!! I have a HYSA with sibling funds that include our emergency fund. I have started saving for investments into that account - but only after my priority funds are fully funded!
2024-10-10 03:32:47
0
A. Elle. H. :
THIS!!!!!
2024-10-10 02:47:13
0
Nikki :
That’s exactly why I didn’t restart my life insurance. I need to save first, and then I will redo my insurance and start with Stocks.
2024-10-10 01:54:09
0
Taz :
👀👀👀
2024-10-10 01:37:52
0
wishbailey :
I just need for how to get started. Everyone says to “invest” but literally where do I begin. I need a for dummies version.
2024-10-10 01:12:39
0
alyssa :
if i’ve already started investing (super low amount/risk) does it make sense to just cash that out and put into savings, or just leave it and stop adding to it?
2024-10-09 21:56:54
0
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