@lifewithmegannicole: How does one ✨budget✨ #Budgeting #debttips

Megan
Megan
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Region: US
Sunday 24 November 2024 23:09:17 GMT
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vampire.pumpkin
eel :
The problem is that budgeting requires having enough excess after bills to save
2024-11-25 06:13:42
26321
oatmealra1s1ncook1e
oatmealra1s1ncook1e :
Budgeting kind of feels like a side job honestly
2024-11-24 23:52:05
20435
cwisteena
Christina K :
Honestly if you’ve paid down 10k in a few months whatever you’re doing is working! Just keep it up with what works for you
2024-11-25 00:31:29
13708
elinoellee
eli💘 :
well girl it takes me 6 months to even make $10,000
2024-11-25 06:57:01
3416
own_less
user609352964122 :
I’m type A but can’t use budgeting apps. When I get paid I pay all the bills due before my next paycheck. Then I know the money left is what I have for food and gas and I just ration that lol 🤷🏻‍♀️
2024-11-25 00:44:09
2679
kellidiane_
Kelli Diane :
Budgeting is literally so hard when life is so unpredictable!
2024-11-25 04:44:28
1284
all_the_facets_of_aubrey
Aub :
I can MAKE the budget. I can not Follow the budget.
2024-11-26 13:08:01
3599
thatmillermama
Alli 🩷📚 :
Making a budget stresses me out, I have genuinely tried. I can’t do it.
2024-11-25 02:02:53
1666
candicelanham
Candice Lanham | MUA :
I can't use an app. I just use pen and paper.
2024-11-24 23:51:26
949
madelinealvarez28
Madeline Alvarez :
The only way it works for me is that I leave a big buffer in my account and I just gaslight myself in saying I spent it all and it just works 😅 I use word and also write it down
2024-11-25 00:29:00
448
adequate.josh
Josh Davis :
Budgeting is deciding before the month where your money will go instead of tracking where it went. It's a lot more about mindset than math. Getting good at it takes time and practice.
2024-11-25 22:00:18
469
kaylasouter96
KaylaSouter96 :
As a bookkeeper this is all I do for businesses and track their spending and projections, CANNOT do it for my personal budget
2024-11-24 23:19:08
576
girlcalledkill
girlcalledkill :
I'm a weirdo. I have 2 checking accts - bills acct & regular. I have most bills on autopay & the only one that changes is electricity... I just feed the bill acct a pre-set amount each payday &
2024-11-25 06:55:29
95
emilykirchner546
Curvy Corporate Mom Emily :
Just make a spreadsheet. What’s your income each month, start with your fixed expenses and then evaluate your variable spending. No need to go backwards.
2024-11-25 11:41:52
48
srrrrrhscape
SrrrrrhScape :
I made a spreadsheet. My monthly income goes at the top. I list my bills below that and the date due. As I pay them, I color them yellow when they draft from my account. At the bottom of the list, I
2024-11-24 23:51:54
50
hawklate
Char Hawkins :
I do it long hand. It’s miserable but it works good enough.
2024-11-25 02:50:57
40
amberlovey96
Amber :
You just remainded me that I got a new planner! This motivated me to start filling out my due dates
2024-11-24 23:12:30
37
rbrtadurbin
Roberta Durbin :
I literally just write down every bill I have and when they are due.. including groceries vehicle gas pet food savings etc and then how much comes in and I put every dollar to use.
2024-11-24 23:45:29
12
emmajade3110
Emma Jade 💖 :
my partner and i went through all of our finances, wrote down every single payment, bill, average grocery bill, literally everything and opened accounts specifically for all of those purchases 1/
2024-11-25 02:22:15
15
what_the_anna
Anna B Nana :
You Need A Budget is the best in my opinion. I watched their start up vids and it explained a lot. It’s also not natural to me and I have ADHD so I’m a mess. But I like YNAB.
2024-11-25 00:52:55
631
miss_mmmolly
MagicMollyMolls :
The only budget method that's ever worked for me is good ole pen and paper. We get paid at the end of the month and I sit down and right down every bill amount and extra/misc. Then subtract
2024-11-25 22:51:48
12
c.leishear
Carly :
I think the every dollar app and starting with the month you’re in or the next month is really helpful
2024-11-24 23:20:40
12
hope.joy.life
Hope.Joy.Life! :
My only tips are 1) split the month in half so you can balance the bills. Ex: mortgage/rent comes out 1st 1/2 and car payments 2nd 1/2. 2) Set up auto billing as much as possible to reduce late fees
2024-11-25 04:49:19
25
ashlynathome
Ashlyn at Home :
It is something you have to do every👏🏻single👏🏻day👏🏻. If not, it is so hard to stay on track
2024-11-25 00:13:53
17
alyssaeanniello
alyssaeanniello :
The Budget Mom
2024-11-24 23:28:45
317
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