@lacey.compass: How does the real estate market and mortgage rates correllate with the Federal Reserve and inflation? #laceyrealtor #dallasrealestate #realestateinvesting #realestatemarket2025
The treasuty isn’t offering across the entire yield curve. Historically the treasury offered across the curve and incentivized certain durations to maintain what they thought was healthy distribution.
2024-12-30 19:33:19
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jenni.fromthebeach :
Correct. Fed rates are short term and Mortgage backed securities are long term
2024-12-03 04:34:24
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e1975l :
the problem is people wanting 250k or more for their house that hasn’t had any updates since 1973 🙄
2024-12-03 16:13:41
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MrMitchellJRTTV :
It also could be simply the fact we don’t know how the market is going to react once Trump economic policies are in place. So it’s not the tariffs itself, it’s the fact the market is waiting
2024-12-03 08:16:52
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Marta Quintana :
Hello Lacey, I’ve been struggling with mortgage debt, and your video really got me thinking. Do you think it’s possible to pay off a mortgage using compound interest investments?
2024-12-05 21:13:08
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Paul J. Zvonek :
The 10 year was already running exponentially high before the idea of tarrifs were ever even mentioned
2024-12-03 15:24:09
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Robert Wilson :
you are spot on in terms of bonds, the 10 year, being what mortgage rates track. What’s interesting is the 10s-2s spread is flirting with inversion again. This tracks the 10 year (longer term growth) vs the 2 year (which is closer to what Fed policy dictates). So if it inverts the market thinks the fed policy is too restrictive. Shit tends to hit the fan after it’s been inverted and it reverts positive, bull steepener. The fed is running out of liquidity, the TGA has about 6-9 months left. I expect QE to start back up in 2025 most likely when the TGA runs out
2024-12-03 05:12:34
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Beard of Black :
What tariffs are in place right now?
2024-12-03 19:54:07
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doughboy :
Because the 10-year treasuries are up… and banks can keep those rates up and that money coming in
2025-01-23 01:34:25
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Bassman1 :
Has virtually nothing to do with tariffs
2024-12-31 12:03:22
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cow_ski0 :
Love your content. But dang. We had a ton of inflation last 4 years.... Hopefully tariffs are more of a bargening tool
2024-12-03 20:24:32
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Shannon :
long story short, bank raising rates oh because the feds raised rates, feds lower rates and banks say oh that has nothing to do with lending rates
2024-12-03 05:56:42
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JW :
Bond market not fooled anymore… fed printing too much money
2024-12-03 10:27:22
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stephenn76 :
50 basis is how much in interest
2024-12-03 04:48:37
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ray anthony :
The ten year bond is the better indicator for mortgage rates
2024-12-04 15:40:26
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msg01301995 :
I think fortunately we will start to get real or more accurate jobs reports. That will help the 10 year tremendously
2025-01-24 02:52:53
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Luckily :
The market sets interest rates for mortgages, not fed funds rate or 10 yr
2024-12-30 04:32:37
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MRob020 :
The home price issue is a direct reflection of allowing large investment companies purchase homes by the thousands with no regulation. That's what drove the home prices up.
2024-12-30 01:53:07
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user2664751552141 :
They will not be below 6% all of 25
2024-12-29 07:33:10
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user6798875659511 :
Wow a realtor that had something worth hearing.
2024-12-29 20:01:16
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TrustAlways :
How come people buy these cool frames and I can’t seem to find some nice ones around my area? Sorry but I like your frames
2024-12-31 00:12:15
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Blake_Danger :
Because Wall Street wants you to rent, since they bought 45% of the SFH in America. Lowering rates might encourage people to buy, and we can’t have that.
2024-12-31 04:50:27
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Daniel :
🎯
2025-01-28 01:22:11
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The Batman :
So in other words fear of blanket tariffs are freaking the market out. Ten years out isn’t looking good
2024-12-03 12:55:31
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HelloMatthew :
no one is willing to buy our debt.. risk premium has to go up higher
2024-12-04 13:16:48
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Linewyorker :
Unrestricted printing of a fiat currency backed by nothing is extremely inflationary. Tariffs on imported goods are offset if proper tax policy is put in place
2024-12-03 16:29:51
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Antonie :
Makes home buying hard for buyers and corporations scooping them up. Aka. Blackrock Follow the money.
2024-12-30 01:20:03
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KMurowsky :
Finally someone speaking the truth! Love you Lacey! ❤️
2024-12-28 06:05:08
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Ozzy 🟦 :
Right on. Mortgage rates track up pretty fast but they trail way behind interest rates based a lot on market expectations.
2024-12-03 03:15:32
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Bo :
They are not correlated.
2024-12-04 13:54:22
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Sooner_TX :
Taking it a step further, was the Smoot-Hawley Tariff act benefical for housing in the 1930’s. Absolutely not. It caused the Depression to last longer.
2024-12-03 03:45:40
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Tom | The Acquisitions Guy :
4.58% return on investment for T Bills. Why would your company risk and put money into lower rates of return.
2024-12-03 03:30:38
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user7657197541446 :
Not gonna make homes more affordable! Tarriffs will cause increase in price of lumber, increasing price of home building.
2024-12-03 17:12:49
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ML-ASS :
lol liberal math
2024-12-03 04:23:52
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Little Al :
I guess eggs and milk prices are going up under trump 🤔🤔🤔
2024-12-03 04:00:12
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Gabe Galdos :
Discussions/ threats of tariffs just started in the last two weeks, first rate cut was September 17-18 2024 at 0.75% rate cut and 0.25% Nov 6, delete video
2024-12-03 03:46:14
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jasonscott3246 :
Inflation was under 2% when Trump left office in 2021, so your quite wrong about his policies and your bias is showing
2024-12-03 03:32:47
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Trotter :
My question is WILL mortgage interest rates come down, and if so, when? I’m literally drowning 😒
2024-12-03 03:26:55
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@ :
Everyone thinks 2-3% rates were normal when historically they aren't. What's killing the housing market is the cost of these houses. It's all about supply n demand
2024-12-03 12:10:37
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user5566218311356 :
Great insights, thank you
2024-12-03 04:44:01
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SuburbanMagician :
What do you think the DFW market will do
2024-12-03 04:29:38
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Maddoc45 :
Sell real estate. Your economics suck
2024-12-03 03:30:30
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Illyrian :
increased quantity of bonds pushes price of the bond down which pushes the rate up. Why does a government issue bonds? to fund spending... for war and build back whatever packages.
2024-12-30 06:25:54
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@brendooley0 :
yield curve is steeping and the debt and lack of fiscal responsibility in the 30 year and 10 year are losing confidence
2024-12-30 01:46:08
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ronaldcash10 :
TO MUCH CORRUPTION
2024-12-28 18:21:49
1
Government_Spook42 :
Mortgage rates sure went up as soon as the fed raised interest rates.
2024-12-22 16:14:45
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Bluegrass love :
Mexicos pres has already agreed to shit the border in order to not pay tariffs. Tariffs will be history by end of Jan.😁
2024-12-04 05:04:15
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Jay Graham :
She is not an economist. Trump and Tariffs have nothing to do with it. Rates went up way before the election and the tariff threats.
2024-12-04 01:40:54
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Cara Matson :
Can I just say I appreciate the candidness… 😅
2024-12-03 23:15:37
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Brandon Romero :
Was a good video until you started blaming a person who’s not in office yet! lol
2024-12-03 21:43:01
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Bryan Bearden :
Your names not Peter Griffen?
2024-12-03 21:38:02
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PMSBumblemom :
it's not the intrest rates that is making home unaffordable.....its the taxes on those prices also even if I sold my home in ca for 1 mill and bought cash my taxes are going to go from 3k to 12k
2024-12-03 21:08:44
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AnGeLo :
packages and pachakes of Billions and Billions to Ukraine and more
2024-12-03 20:51:54
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Patrick Edward :
I’m dying. I listed my house a week before the September FED meeting 🤮
2024-12-03 20:26:29
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jessicamcquown :
Don’t rush to blame tariffs that were merely threatened. That’s just how Trump negotiates. I doubt they ever actually happen. They will figure out how to fix the border issues so they don’t
2024-12-03 20:05:40
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user1586771_ :
God this is so in accurate. People really have no understanding of how tariffs WITH LEVERAGE. Work. Dear lord.
2024-12-03 20:05:28
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Kim :
I feel so validated! 🤝 This feels like a spot on take!
2024-12-03 19:18:26
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Shawn Flinders Home Lending :
Mortgage rates are based off Mortgage Backed Securities not the 10 year treasury. Inflation is the enemy of fixed securities including MBS.
2024-12-03 19:08:59
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Spokane Area Realtor :
Amen
2024-12-03 18:19:34
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ItsJustT :
Mortgage rates have never been the problem. It’s the prices. Especially here in Dallas
2024-12-03 17:58:13
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Pilotroar12 :
Ugh 4yrs of massive inflation, yet now it’s trumps fault. K got it. How about stop printing trillions of dollars and cut stupid gov programs. Problem solved
2024-12-03 17:50:29
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