@chasethecreditexpert: Dont believe the hype when it comes down to a charge off when the creditor sends you a #1099 and think just #dispute the #debt it doesnt work like that. #credit #creditrepair #collection #collections #creditreport #LearnOnTikTok #credittips #moneytips #credittips #creditscore #creditcards #chargeoff #debtcollector