@joyeeyang0: The reason why I hate those monthly finance challenges is because EVERYONE is miserable during the challenge. It’s a short stint of discomfort and you’ll maybe save $300? $400? During these challenges you’re probably going ALL IN on not spending any money or completely changing your lifestyle to be successful at the challenge. Which, to me, is a HORRIBLE and counterintuitive way to “try to be better at your finances” because… you literally just tortured yourself??? And you’re wondering why you hate managing your finances??? Instead, set a realistic and achievable goal. Can you try to bring lunch to work 4 out of 5 days? If not, no worries, try to bring lunch to work 3/5 days then. Still cant do it? Try 2/5 days then. You still want to be disciplined. I promise you, when week after week, you’re actually hitting those goals, you’ll be more likely to stick to them long term. ALSO - you’ll train your brain to think that it’s actually NOT HARD to manage finances. Consistent beats intensity every time. (This goes for all areas of your life btw) #investing #investingforbeginners #stocks #money #finance #genz #save #financialfreedom #millennials #budget

Joyee Yang

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Region: PE

Wednesday 18 December 2024 18:30:11 GMT