@daveramsey: “What’s wrong with a credit card if I pay it off every month?” #daveramsey #moneytok #moneytips #creditcards #debt

Dave Ramsey
Dave Ramsey
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Region: US
Wednesday 18 December 2024 22:04:00 GMT
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harleydrummer5150
Harleydrummer5150 :
All I know is this, cash has never given me 5% back
2024-12-19 00:29:33
9543
brantz71
Brant :
His advice here doesn’t apply to disciplined people. While I agree with most of what Dave says. I am against him here.
2024-12-18 22:24:22
7717
updawg515
D :
Dave is great for people that have spending problems
2024-12-19 21:40:31
934
clublen
clublen :
I disagree 100%... That is old out of date thinking. I agree with most everything else you say Dave not this!
2024-12-18 22:11:24
1629
smiffertins
Smiffertins :
Dave is so out of date it’s insane. Most people will pay more in cash today because they don’t see the numbers leaving their account
2024-12-18 22:30:01
554
travisblythe541
Travis Blythe541 :
There’s absolutely nothing wrong with using a credit card to build points.
2024-12-18 23:45:40
722
grownincali
user4379712753690 :
I’m actually the exact opposite. Cash in my wallet is like free money to me
2024-12-20 09:50:15
514
benitonavarro206
Benny :
I hardly use cash and I treat my cc like cash .
2024-12-19 00:10:59
476
deecatt
DeeCatt🇨🇦 :
completely disagree. cash doesn't give me a minimum of $600 in free stuff yearly.
2024-12-19 06:20:01
30
klsana00
Katherine :
BS. Disciplined use of a CC in their situation is making your money work for you.
2024-12-18 23:51:18
774
getthatthingworking
getthatthingworking :
I have to disagree! we only buy what is necessary and pay EVERYTHING with credit card. getting $3,200 back this year with the customer card, and just used my capital 1 miles to cover over $2k.
2024-12-19 02:30:32
15
user32342135987697
James :
I go through cash fast then card. But that me.
2024-12-19 02:38:55
9
cp20242024
Casey P :
finally something i agree with Dave on.
2024-12-23 22:30:45
1
timdefendorf
Tim Defendorf :
Wrong! Thousands of free airline tickets is better
2024-12-19 02:49:30
797
user28454631
user284546 :
Nope…I’ve always paid it off monthly. I live below my means. I beat credit cards at their game ☺️❤️👍🏿
2024-12-18 23:30:33
85
evanelliott
Van Elliott :
you make a good point with paying more with plastic. I don't carry cash, but do like the security of credit vs debit.
2024-12-18 22:26:12
11
user96471692811860
Maurice Davis :
Dave, I never thought about it this way. I see your point. I’m going to stop using plastic so much. Thanks for pointing this out.
2024-12-18 22:50:50
12
travisschrade04
Travis🛩️ :
Cash is king
2024-12-19 00:12:12
19
choppy1313
hop1313 :
What about the places that won't take cash and you have to use a credit card. Sports venues are doing this. I behave whether I am using cash or card.
2024-12-19 00:50:18
10
bobbylucas931
bobbylucas931 :
If I only use cash then I’ll have to pay all my bills in person. That takes time and gas, which costs money. I can sit on my couch and pay my bills with plastic. It saves me money to use plastic.
2024-12-19 02:50:54
13
jaaaaayg
JayG :
I disagree with this. In an almost cashless society credit cards are key. Debit cards are what people should be rid of. They offer no protection, encourage you to spend by what’s in your account.
2024-12-20 05:20:30
6
scottie948407
Scottie :
I tend to spend more when I have cash than when it's in the bank
2024-12-19 00:55:35
17
lithiumlee43
lithiumleeroy :
I get 1000 bucks a year from my costco card. I've paid 0 in interest. you have to know how to play the game.
2024-12-19 00:26:35
11
mimideedee
deedee :
I agree with you Dave
2024-12-18 22:40:42
15
bakerboi86
James Baker :
Getting free stuff and added protection on purchases via a credit card is great and totally fine if you are disciplined. Not sure why Dave won’t add that caveat?
2024-12-19 00:41:06
8
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