Payne Capital
Region: US
Friday 20 December 2024 07:18:49 GMT
2692515
128995
1760
8627
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Comments
Nicholas Pedersen :
Pay the balance in full. Earn points and build credit.
2024-12-20 08:27:13
13478
bimmercodex :
Using credit cards requires discipline, if you can only pay minimum, dont use the card.
2024-12-20 13:06:29
6924
Bruce :
just because you can afford the payment doesn't mean you can afford to buy it a payment means you don't have the money and 20% on a card is no way
2025-02-17 09:28:44
0
Eric Olson :
1 in 3 Americans who make 100k plus live pay check 2 paycheck. It’s not about prices & income. It’s about our behavior and financial literacy
2024-12-23 00:18:22
7
user7067252054507 :
Cash is king, this generation don’t know that, or they think they know better.
2024-12-24 13:29:51
5
Braeden Hanna :
You people in the comments are so fixated on “credit score”. Why do you need a credit score?…. So the bank will approve you going in debt. That’s it. Use cash.
2024-12-24 04:46:23
117
lmaonotjk :
its simple. use your credit card but dont spend more than what you have in your debit card.
2024-12-20 08:37:05
680
john.deer2003 :
If you can’t afford to pay it in full every month, this guy’s absolutely right
2024-12-20 08:37:50
1213
Jbvarela :
America runs on credit just be responsible
2024-12-21 00:53:21
1496
Krod Mandoon :
He’s right cries in credit card debt
2024-12-20 13:21:28
2
Michael Carey :
This is 100% accurate. The problem is, we actually can’t afford literally anything 😂
2024-12-20 14:51:33
433
Bex & Arty :
He not wrong
2024-12-21 20:20:25
397
t3rr0rs4 :
guy probably bought his first house for 40k
2025-02-15 19:16:26
7
Tati Soler :
Sooo how would one get a car, a house, an apartment, literally anything?
2024-12-23 03:59:19
4
Christo Galluzzo :
The older folks didnt care about credit scores cause they were able to actually buy things with cash 😂 Don't cut up your cards. Just buy groceries with the credit and pay it off. Build the score up
2024-12-20 15:30:18
345
hl0127 :
how to buy a house without a credit score? genuine question.
2025-01-31 12:49:43
2
user5416958200034 :
“If you can’t pay for it cash, you can’t afford it” combined with “I feel bad because it’s so hard to save these days!” is quite the combo.
2024-12-20 15:02:48
210
Andrew tweddle :
love this man old school if you want something save up
2024-12-22 22:03:05
1
Ty :
31 yrs old never had a credit card & have a 720 credit score it’s doable ppl credit is debt & debt is control
2024-12-20 20:15:10
36
katelyn :
Half the country refuses cash. I try to pay for something in cash and it's card only and I can't buy it because I left my card at home. And also everything is credit score.
2025-01-14 17:21:40
0
Slama :
Any advice for people who are already broke?
2025-01-29 20:39:45
1
A-ARON :
Bro is spitting FACTS! 😭
2024-12-26 03:06:47
9
I Am Legend :
This only goes for US. In Europe only use credit cards. We have spending limits so we can’t default. And i always teach to spend banks money during month and repay at end of month
2024-12-21 17:32:47
4
aanz :
Not if you pay it off full every month.
2024-12-20 12:32:48
64
chronic_lord420 :
Cash is king
2024-12-22 18:24:26
1
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