@nobudgetbabe: Feeling uneasy about the market volatility lately? You’re not alone. Watching your portfolio dip can feel like a punch to the gut. But here’s the thing most people don’t realize: market drops are normal—and if you’re a long-term, diversified investor, they don’t need to derail your financial future. 📉 The Numbers on Market Drops: On average, the market drops 10% at least once a year and 20% every 4-5 years. These moments can feel scary, but history tells us that the market always recovers over time. 📈 Why Staying Invested Matters: Let’s look at the numbers: If you invested $100,000 and stayed fully invested over 20 years, your portfolio could grow to $670,000, assuming a 10% annual return. But if you missed just the 10 best days in the market during those same 20 years, your portfolio would only grow to about $320,000. Here’s the kicker: many of those best days happen right after the worst days. That’s why trying to time the market—getting out during drops and waiting for things to “feel safe”—can cost you more than staying the course ever could. ✨ What I Do (And What You Can Do, Too): As someone who’s built wealth by investing wisely, here’s my strategy: Stick to the plan. I focus on my long-term goals, not short-term noise. Stay calm during drops. I remind myself that these moments are opportunities, not threats. Buy more when I can. If I have extra cash, I see market dips as a chance to buy great investments at a discount. Investing is a long game. Volatility is just the price we pay to build long-term wealth. The key is to spend time in the market—not to try and time it. If you’re ready to learn how to build wealth in any market, I’ve created a free investing masterclass to help you get started. I’ll break down everything you need to know, so you can invest with confidence—even when the market feels unpredictable. 👉 Click the link in my bio to sign up and take your first step toward financial freedom.
Nicole Victoria | Money Coach
Region: CA
Friday 20 December 2024 19:59:23 GMT
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