@ap.seputarbola: persib day💙 #persib #26ccboys #northernwall20

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Sunday 22 December 2024 10:44:58 GMT

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Easily a top 3 most asked question: 👉🏽 How do I budget when I use credit cards for most expenses/daily spending? ***Video/caption assume cards are paid off in full each month.*** First - the reason you’re finding this difficult is you are only focusing on your credit card payment due date. You pay off in full by then, and you’re trying to mold your budget around this single action. 💡 Instead, treat your budget like the main character she is, and deem the credit card a supporting actress 😏 Your budget calls the shots. This is easiest to illustrate with an example: Let’s say you’re paid bi-weekly. Your upcoming paydays are Jan 19 and Feb 2. You should run one budget per pay period, so you’d have a budget from Jan 19 - Feb 1, and another from Feb 2 - 15. Let’s say your credit card payment due date is Jan 27. ☑️ Go into the Jan 19 budget with a $0 cc balance. ☑️ Pay off the card in full by Jan 27 to avoid being charged interest. ☑️ During budget closeout on Feb 1, zero out the card again. This way: 🤗 you’re not going into a new budget worried about paying off prior cc spending 🤗 you dodged interest aka beat the cc companies at their own game 🤗 if you’ve been tracking expenses, you have a detailed log of your spending (by category) within a single budget - much better than putting “pay off Chase” in your budget…what did you buy with Chase? Food? Clothing? Transportation? A general cc payoff line tells you nothing about where your money actually went! #budgetingisfun #budgetingtiktok #wealthbuildingwoman #creditcardsforbeginners

Easily a top 3 most asked question: 👉🏽 How do I budget when I use credit cards for most expenses/daily spending? ***Video/caption assume cards are paid off in full each month.*** First - the reason you’re finding this difficult is you are only focusing on your credit card payment due date. You pay off in full by then, and you’re trying to mold your budget around this single action. 💡 Instead, treat your budget like the main character she is, and deem the credit card a supporting actress 😏 Your budget calls the shots. This is easiest to illustrate with an example: Let’s say you’re paid bi-weekly. Your upcoming paydays are Jan 19 and Feb 2. You should run one budget per pay period, so you’d have a budget from Jan 19 - Feb 1, and another from Feb 2 - 15. Let’s say your credit card payment due date is Jan 27. ☑️ Go into the Jan 19 budget with a $0 cc balance. ☑️ Pay off the card in full by Jan 27 to avoid being charged interest. ☑️ During budget closeout on Feb 1, zero out the card again. This way: 🤗 you’re not going into a new budget worried about paying off prior cc spending 🤗 you dodged interest aka beat the cc companies at their own game 🤗 if you’ve been tracking expenses, you have a detailed log of your spending (by category) within a single budget - much better than putting “pay off Chase” in your budget…what did you buy with Chase? Food? Clothing? Transportation? A general cc payoff line tells you nothing about where your money actually went! #budgetingisfun #budgetingtiktok #wealthbuildingwoman #creditcardsforbeginners

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#قصيده #شعر #اكسبلور #محضور_من_الاكسبلور ##yikes #mo

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