@daveramsey: Happy New Year! 🎉 If you're sick and tired of being sick and tired, it’s time to take control of your money. The 7 Baby Steps are your proven path to get out of debt, save for your future, and build real wealth. Start 2025 with a plan—and stick to it. You’ve got this! #daveramsey #moneytok #moneytips #debtfree

Dave Ramsey
Dave Ramsey
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Region: US
Wednesday 01 January 2025 16:14:39 GMT
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jimmy.redskin
Jimmy Redskin :
Baby step one; make enough money just to make ends meet.
2025-01-02 04:54:12
5562
zero_worries
zero_worries :
Can I get that step program when the kids are grown up and I rent
2025-02-28 21:41:57
0
drjasondubois
Hybrid Remedies :
Don’t forget perfect health and no divorce where you lose half and have to start over. Dave forgot that one
2025-03-01 04:12:05
0
katie1976ny
Katie1976ny :
why am I saving the 1000?
2025-01-01 19:02:27
12
brookielo123
Brooke :
When do you move on past step 4, the investing 15% into retirement? No kids, so no step 5 for me. Is there a set amount to reach before moving on to step 6?
2025-01-01 16:47:05
13
johnny27683
johnny27683 :
1k is my monthly grocery bill, you need a hell of a lot more than that
2025-02-24 23:02:12
0
3kcent
3kcent :
I hit step 7 over ten years ago and everything Dave says is right.
2025-01-01 17:02:05
508
mellymarie81
Melissa Marie Rodrig :
Step one win the lottery
2025-01-02 12:25:12
400
uaregoingtohell
uaregoingtohell :
step 1 make above 150k
2025-02-28 23:03:44
0
twistedteaandplanb
liberal_tears :
impractical in todays economics unless you're already rich to start
2025-01-02 17:46:09
257
thetrent6.4
Trent :
Baby step 5? If my kids wanna go to college they gonna have to get a job to pay for it. Cause I ain’t paying for it, and neither will I let them accumulate a mountain of debt for a degree they won’t u
2025-02-27 06:15:27
0
tiffanyat20
TiffanyT :
What if you’ve paid off all your debt, sold your home, and now rent? Would you buy again? This is after a divorce.
2025-01-02 11:45:50
10
indianalori
Lori :
I regret that I’m 51 and seeing this now. 😭
2025-01-02 03:43:44
30
farber38
Mannerz :
Baby step isn’t a baby step
2025-02-28 19:23:33
0
daddydoright88
DaddyDoRight88 :
Im baby step broke... I can't afford baby step one...
2025-01-26 17:11:47
1
pv_works
Pablo Villagran :
I'm on step 7 but no money
2025-01-02 16:11:33
17
jscotty90
Jordan 🏳️‍🌈 :
What if you don’t own a house yet? And don’t have any kids?
2025-02-18 13:34:53
0
mornimithhriwali
Morni Mithhriwali :
very good
2025-01-01 17:20:31
15
rosedale1994
5385012 :
Why pay off house? Mine is at 2.9%
2025-01-01 17:09:03
16
justinbenson87
Justin Benson598 :
I’m Australia that baby strep to pay off your house will take 20 years, all the houses are like 1.7mil
2025-01-02 02:01:46
56
user8278104180513
user8278104180513 :
How do you do this on 40k a year? What's the monthly breakdown?
2025-01-02 19:20:56
3
andreakrause610
Andrea Krause :
How do you do step 2?
2025-01-03 21:56:16
3
ellenkkneal
Ellenkkneal :
Why do these baby steps feel like Olympian long distance races 😭
2025-01-13 18:58:50
19
trashyd6
TrashyD6 :
Did this minus the kids college thing. As we don't have kids. But here I am. 40 years old and everything is paid off including the house. Money in the bank. Thank you Dave.
2025-01-02 09:36:57
220
dirtybootiecheeks
Dirtybootiecheeks :
Im no expert but if im in debt and i need to get out, shouldnt i focus on debt first instead of saving 1,000? Bruh
2025-01-02 07:23:11
6
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