@angieonabudget: What happens when you immediately pay off your credit card and always have a balance of $0??? #financetok #creditcard #financialliteracy #PersonalFinance #utilizationrate #microlearning #learnwithtiktok

Angie | Personal Finance
Angie | Personal Finance
Open In TikTok:
Region: CA
Thursday 02 January 2025 02:12:32 GMT
6339677
620450
2679
33907

Music

Download

Comments

100.percent.that.bich
user5476122281492 :
people should be rewarded for paying it off immediately, not punished
2025-01-02 19:45:43
80809
user1090902636374
user5154544458435 :
I pay it right away and my credit score is 800 lol, just pay it when you want to pay it 🤣
2025-01-02 13:34:07
2132
swirlycyclops
swirlycyclops :
Why am I playing mind games with a bank 💀💀
2025-01-04 19:30:48
24883
itsnadialune
The Pleasure Witch✨🍉 :
Let the statement come out with charges in it. Pay it off when you get the statement for the previous month, but before it’s due. That’s how you build credit!
2025-01-02 06:47:49
7466
mxdixa___
Diha :
Honestly I’m tired 😭
2025-01-02 07:35:20
18134
smkiod
Skimo🇨🇦 :
Credit scores are such a scam
2025-01-04 14:08:51
4820
germanmapleleaf
GermanMapleLeaf :
So you’re telling me I’m too good with my cc and that’s why my score won’t rise?
2025-01-02 19:12:31
3730
sneezexboy
aiden🏳️‍⚧️ :
basically they reward you for being in debt to them😐
2025-01-02 20:05:03
14684
lilsdiary444
lils :
that did not help, i’m so confused
2025-01-02 23:49:38
455
mickaela.aleshia
Mickaela🇨🇦 :
I know it’s bad but I literally just pay it off in full every time I can’t be asked 😭😭
2025-01-02 14:38:43
2719
chelseamw7
Chels ✨🩵 :
You have to constantly be in debt, basically. 🙃Credit should have never been introduced.
2025-01-02 21:53:48
1660
dean_chen
dean_chen :
Financial literacy for the win 🏆
2025-01-02 02:56:46
6080
ken._.daaall
shortyfromsaturnnn :
adulting is so tiring. everything feels like a scam & i didn’t even ask to be here 🧍🏽‍♀️
2025-01-03 03:52:02
8871
chris_huy
Christopher Huy-Ngoc :
Pay off the credit card AFTER you get your statement and it will reflect the credit utilization AND you won't incur interest. Don't pay as you go.
2025-01-04 03:31:21
284
kasiaozimek
Kasia Ozimek :
I’m so tired dude
2025-01-02 14:39:11
5704
o4delatorre
Hailey 💖 :
make ur min pymt in 2 pymts..1st 15 days from due date, 2nd 3 days before due. it trcks the system and ur score goes up. over 6 months my score went up 80-100pts
2025-02-25 00:47:57
214
jenniferxxwang
Jennifer Wang :
I think if you’re paying off credit balances the day ur spend incurred, ur treating it more like a debit card, but bureaus want to understand ur ability to pay things incrementally (like a mortgage)!
2025-01-02 06:39:05
1377
keini.bunni
nina🐰ྀིྀི :
ur handwriting is beautiful btw🙏🏻
2025-01-02 06:08:41
613
tiffanymarie.94
TiffanyMarie :
I always leave a small balance so they know I am using it then pay off the balance after the closing date. I also make multiple payments a month. I never get charged interest. Score 780
2025-01-03 19:31:27
53
katemacchi
Kate :
Never thought I’d understand my billing cycle before my menstrual cycle but here we are 😅🙈
2025-01-02 17:59:55
452
carlsjunior02
CarlsJunior estates :
Makes me anxious to not pay it all off tho
2025-01-02 19:13:05
123
dhadascreamo
itsme_Dhadaaa :
Before u pay Just pretend or wait 1-2days before due date, So banks think you are capable of paying credit cards and give you a high score and credit will increase.
2025-01-06 17:45:19
8
shao.xd
Shao Nugget 🦔 :
I’m tired I don’t understand
2025-01-03 05:09:09
27
hunterodias
black barbie🖤 :
i pay mine off every week and have an 800 credit score :) like she said it won’t HURT you to pay it off right away but it won’t substantially HELP either.
2025-01-03 00:20:45
112
29r729ndhsbxm
user927300472948281 :
i didnt know this, thank you 💖
2025-01-02 03:05:43
249
To see more videos from user @angieonabudget, please go to the Tikwm homepage.

Other Videos


About