@angieonabudget: What happens when you immediately pay off your credit card and always have a balance of $0??? #financetok #creditcard #financialliteracy #PersonalFinance #utilizationrate #microlearning #learnwithtiktok
people should be rewarded for paying it off immediately, not punished
2025-01-02 19:45:43
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user5154544458435 :
I pay it right away and my credit score is 800 lol, just pay it when you want to pay it 🤣
2025-01-02 13:34:07
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swirlycyclops :
Why am I playing mind games with a bank 💀💀
2025-01-04 19:30:48
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The Pleasure Witch✨🍉 :
Let the statement come out with charges in it. Pay it off when you get the statement for the previous month, but before it’s due. That’s how you build credit!
2025-01-02 06:47:49
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Diha :
Honestly I’m tired 😭
2025-01-02 07:35:20
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Skimo🇨🇦 :
Credit scores are such a scam
2025-01-04 14:08:51
4820
GermanMapleLeaf :
So you’re telling me I’m too good with my cc and that’s why my score won’t rise?
2025-01-02 19:12:31
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aiden🏳️⚧️ :
basically they reward you for being in debt to them😐
2025-01-02 20:05:03
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lils :
that did not help, i’m so confused
2025-01-02 23:49:38
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Mickaela🇨🇦 :
I know it’s bad but I literally just pay it off in full every time I can’t be asked 😭😭
2025-01-02 14:38:43
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Chels ✨🩵 :
You have to constantly be in debt, basically. 🙃Credit should have never been introduced.
2025-01-02 21:53:48
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dean_chen :
Financial literacy for the win 🏆
2025-01-02 02:56:46
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shortyfromsaturnnn :
adulting is so tiring. everything feels like a scam & i didn’t even ask to be here 🧍🏽♀️
2025-01-03 03:52:02
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Christopher Huy-Ngoc :
Pay off the credit card AFTER you get your statement and it will reflect the credit utilization AND you won't incur interest. Don't pay as you go.
2025-01-04 03:31:21
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Kasia Ozimek :
I’m so tired dude
2025-01-02 14:39:11
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Hailey 💖 :
make ur min pymt in 2 pymts..1st 15 days from due date, 2nd 3 days before due. it trcks the system and ur score goes up. over 6 months my score went up 80-100pts
2025-02-25 00:47:57
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Jennifer Wang :
I think if you’re paying off credit balances the day ur spend incurred, ur treating it more like a debit card, but bureaus want to understand ur ability to pay things incrementally (like a mortgage)!
2025-01-02 06:39:05
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nina🐰ྀིྀི :
ur handwriting is beautiful btw🙏🏻
2025-01-02 06:08:41
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TiffanyMarie :
I always leave a small balance so they know I am using it then pay off the balance after the closing date. I also make multiple payments a month. I never get charged interest. Score 780
2025-01-03 19:31:27
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Kate :
Never thought I’d understand my billing cycle before my menstrual cycle but here we are 😅🙈
2025-01-02 17:59:55
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CarlsJunior estates :
Makes me anxious to not pay it all off tho
2025-01-02 19:13:05
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itsme_Dhadaaa :
Before u pay Just pretend or wait 1-2days before due date, So banks think you are capable of paying credit cards and give you a high score and credit will increase.
2025-01-06 17:45:19
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Shao Nugget 🦔 :
I’m tired I don’t understand
2025-01-03 05:09:09
27
black barbie🖤 :
i pay mine off every week and have an 800 credit score :) like she said it won’t HURT you to pay it off right away but it won’t substantially HELP either.
2025-01-03 00:20:45
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user927300472948281 :
i didnt know this, thank you 💖
2025-01-02 03:05:43
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