@lifewithkey_: Credit karma is not always accurate They use a different scoring system then what the dealerships use. Not saying it’s always off 120 points but it can be skewed

Keshawn
Keshawn
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Region: US
Sunday 02 February 2025 18:54:31 GMT
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the_heckler7
The_Heckler and 10,407 others :
as a finance manager at a dealership, I can tell you credit Karma is NOT correct. I have seen as much as a 100 point swing between what karma says and actual score
2025-02-02 19:27:37
250
ctsvr2fast4u
CTS-V :
$200 a week $1,000 down you know that’s for at least 36 months, that’s crazy
2025-02-02 23:46:46
28
potato_hat
Potato_hat :
I see my credit in the capital one app, but I don’t know how accurate that is
2025-03-13 19:36:32
12
joeythedealr
Joeyymilewski :
What credit system do dealerships use?
2025-02-02 22:06:20
1
leviradabaugh
Levi Radabaugh :
Credit karma said I was a 685 I went in and they ran it at a 795. It’s never accurate.
2025-02-03 18:56:00
8
coreten7018
back country 202 :
I believe credit karma go opposite if you got high or low credit..cc say I got 780 and the credit union just said 799
2025-03-19 20:49:54
2
coaster_dude22
Joshua Cribbin :
I just check on experian
2025-02-16 04:54:54
4
ayeeeeee161
ayeeee :
credit karma was wrong for me but in my favor lol said I had a 702 but it was 780
2025-03-26 15:26:32
1
elotesranchero01
HõrchataAssassin :
Last dealership i wrnt to told me their credit system was better than experian, I walked out
2025-03-13 21:37:23
4
cawa_bunga
🦈Mike🦅 :
I’m saying this so I can get a understanding 😂 if I used credit karma recently it said I have zero credit established or whatever which would be true I’ve never ever used anything with credit at all
2025-03-22 17:10:45
1
dapper_turtle_
DapperTurtle :
$200 a week!?!?
2025-02-25 01:54:59
1
jstaygolfing
Austin :
What’s VSI
2025-02-02 19:18:48
6
ravennhicks
Raven Hicks|RN&Landlord :
Hellcat= Hell NO 😂
2025-03-01 10:41:00
18
afonotelet
Afonotele :
You still can get it at 500 credit score. Just need downpayment of 15k with a 1200 payment on a 23% apr 😂😂
2025-03-08 08:49:55
5
skye_thefolfsky
Skye_thefolfsky :
Real question my bank is using “ Mission: Credit confidence” is that site accurate?
2025-02-26 21:29:14
0
unapologeticallyreal82
Cindi - ♏️Queen♏️ - BoyMomma :
Why’s everyone after flipping hellcats lol
2025-02-02 22:22:12
40
ahamlin113
Andrew | 𝙶𝙾𝙳 𝛀 𝚆𝙰𝚁 :
I had a 592 and I was able to get a 22 Sentra with 20k miles. I put 1k down. I selected a short term of my own volition because I want it paid off quick so my payments 525 but could've gotten it lower
2025-02-04 01:46:03
5
trapcessmera_
M E R A 🅿️ :
“Hell cat hell yeah”🤣🤣🤣💀
2025-02-03 03:17:37
2
jasond4012
jasond4012 :
I just bought my car and my score was 80 pts higher than it showed on Credit Karma
2025-03-19 01:38:15
1
karathracetv
Kara Thrace 🖤🫶🏻🖤 :
Mine is opposite. My FICO is always a good 30-50 pts higher than Credit Karma
2025-03-16 02:45:29
1
you_pho_05
You :
credit Karma is accurate is based on Transunion however it depends on the dealership or the bank they might use different bureau
2025-02-10 16:37:33
1
cpw1230
Cpw1240 :
Credit karma said I got an 809 they brought me coffee and snacks and said let us know whatever you want
2025-03-25 14:15:02
0
sunandmoon1991
Zaakiya 🌸 :
That’s because Credit Karma uses a Vantage Score 3.0 model which is different from a FICO Score
2025-08-27 22:24:54
0
augusttrains72
Ray :
He said ‘hell no’! 😆
2025-03-25 14:36:29
0
user6371795313055
Kris Toe BELL :
Houston?
2025-02-27 00:35:23
0
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