@___chet: Bonggang door knob naman to! 😍 #doorknob #tiktokfinds #minimalist #doublelock #fyp

Chet's Finds 🧿🪬
Chet's Finds 🧿🪬
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Friday 28 February 2025 05:56:49 GMT
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Here are 7 things I personally try to avoid spending money on 👇 1. Expensive car instalments  Just because the bank approves you for a R10,000 monthly instalment doesn’t mean you should take it. TIP: Consider the total cost of ownership, including insurance, fuel, maintenance and interest, before buying a car. 2. Upgrading my phone every year A new camera and a slightly faster processor aren’t always worth another expensive contract. TIP: Keep your phone for longer and invest the money you would have spent upgrading. 3. Designer clothing just to impress people  There’s nothing wrong with buying luxury items. But buying something purely to appear wealthy is a different story. TIP: Buy things because you genuinely value them, not because you want someone else to notice. 4. Unnecessary subscriptions R99 here, R149 there, and suddenly you’re spending hundreds every month on services you barely use. TIP: Review your bank statements every three months and cancel subscriptions you don’t need. 5. Paying interest on unnecessary purchases  Financing something you don’t need can make an already expensive purchase even more costly. TIP: If it’s a non-essential purchase, consider saving up and paying cash instead. 6. Buying things just because they’re on sale A 50% discount isn’t saving money if you weren’t planning to buy the item in the first place. TIP: Ask yourself whether you’d still want the item if it weren’t discounted. 7. Expensive brands when cheaper alternatives do the same job  Sometimes you’re paying more for the logo than the actual product. TIP: Compare quality, functionality and durability before paying a premium. Educational content only. Not personal financial advice.
Here are 7 things I personally try to avoid spending money on 👇 1. Expensive car instalments Just because the bank approves you for a R10,000 monthly instalment doesn’t mean you should take it. TIP: Consider the total cost of ownership, including insurance, fuel, maintenance and interest, before buying a car. 2. Upgrading my phone every year A new camera and a slightly faster processor aren’t always worth another expensive contract. TIP: Keep your phone for longer and invest the money you would have spent upgrading. 3. Designer clothing just to impress people There’s nothing wrong with buying luxury items. But buying something purely to appear wealthy is a different story. TIP: Buy things because you genuinely value them, not because you want someone else to notice. 4. Unnecessary subscriptions R99 here, R149 there, and suddenly you’re spending hundreds every month on services you barely use. TIP: Review your bank statements every three months and cancel subscriptions you don’t need. 5. Paying interest on unnecessary purchases Financing something you don’t need can make an already expensive purchase even more costly. TIP: If it’s a non-essential purchase, consider saving up and paying cash instead. 6. Buying things just because they’re on sale A 50% discount isn’t saving money if you weren’t planning to buy the item in the first place. TIP: Ask yourself whether you’d still want the item if it weren’t discounted. 7. Expensive brands when cheaper alternatives do the same job Sometimes you’re paying more for the logo than the actual product. TIP: Compare quality, functionality and durability before paying a premium. Educational content only. Not personal financial advice.

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