@ashallaboutmoney: Replying to @hollythrone split the payment to pay multiple credit cards instead of 1 or 2 at a time! OR you can pay smaller amounts over multiple months. It depends on the amount you have to pay and the balances on your credit cards! #credit #score #tips #creditcard #card
Don’t worry about them lowering your limit. The goal should be to not have ANY balances. Change the behavior to become debt free.
2025-03-15 11:36:16
28
Jami :
This account has helped me so much with my debt. So much less stress when it comes to handling overwhelming consumer debt
2025-03-01 18:13:56
44
Kalina Presley :
so weird. as I've been paying off my cards they keep raising my limit. they're like hey, look at all this money you can spend 🤑
2025-03-17 05:08:44
43
Bekah💸 Money+Life💚 :
😭The system is not made for usssss✨
2025-03-02 03:46:15
22
TexasRaised91 :
I feel like this is totally opposite info on what to do than the snowball method everyone talks about 😩
2025-03-02 14:04:45
21
rishelleread :
with 4 cards i was thinking of canceling all but 1 when they are paid off but I hear it's bad for credit score. any advice
2025-03-02 05:28:27
6
no.role.models :
This is true !! I paid 1200 off to my Chase card and they lowered it to 800
2025-03-03 00:20:48
10
mariavieyra5105 :
Why do they do that?
2025-03-01 21:57:05
5
LaShay'sCreations :
what causes them to lower your limit ?
2025-03-01 22:55:12
6
petalsandgoldevents :
What if they close your accounts do you pay the original creditor or pay the collection agency and get a settlement amount?
2025-03-02 02:02:26
5
Krista 💕 :
I don’t care if they lower my limits to be fair I don’t want them so let them lower and cancel it on their own keeping ones I wanna keep going smoothly and my credit will be fine !
2025-03-03 20:38:48
2
Chris_AJSmith :
What if I pay all of them all at one time? And or pay all of them down under 10% at one time
2025-03-02 12:42:59
4
Medusssa🐍 :
So we should charge and pay within 9%? Like, don’t pay it to zero?
2025-03-10 14:28:33
0
Just a little unhinged :
Only one I had that lowered my limit was macys. I’m closing it once I pay it off.
2025-03-07 16:07:44
2
🏝️☀️🐬🍹🥥🛳️ :
What if I have the ability to pay off 2-3 at the same time? I definitely don’t want the limit lowered
2025-03-01 21:38:59
5
Ash & The Boys 🐾 :
oh man, darn Skippy they can and will! My care credit was paid off, I added to it again with a vet visit for my cat and they dropped my $2800 limit to $1300 and I was over limit after that 🤦♀️
2025-03-01 20:21:06
7
stephanieharrill5 :
Synchrony bank is BAD about this 😭
2025-03-18 01:38:53
3
user1108003097332 :
Multiple card limit lowered and utilization skyrocketed
2025-03-07 05:02:33
3
user1108003097332 :
This happened to me !
2025-03-07 05:02:00
1
Dani :
Why do they do this tho?!? 💀
2025-03-05 19:48:53
1
🦄🩷🍓K0ZMiC🍓🩷🦄 :
Wait whattttt they lower your limit!?! Wowza
2025-03-13 20:45:26
1
LUVPilot :
I have never had them lower any of my limits lol
2025-03-03 13:55:26
1
美術🔆 :
Now what if i pay it in full but use it right after? Like i use it the second i pay it off? Maybe like 100 dollars off
2025-03-10 23:19:33
0
🚀MikeCaymanTrades🚀 :
not true. I had one card they lowered the limit.
2025-03-03 01:46:00
0
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