Michael | UK Stock Trader
Region: GB
Tuesday 04 March 2025 15:42:43 GMT
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NICKYRHINO86 :
I think ‘dangerous’ is the wrong word to use as they’re completely safe to invest in
2025-03-04 17:31:42
384
catscards&clinicaldepression :
literally risk free gambling 👌
2025-03-04 20:21:31
279
Tom Biddulph :
premium bonds are good when you run out of your 20k tax free on investments
2025-03-04 16:26:45
245
Silver CFox :
tell that to the £100 now a millionaire 😅
2025-03-04 17:16:01
318
Jack Meough :
I see it as a zero risk lottery. if I need the money I can pull it out. I doubt there's an investment with putting In £25p/m which will yield much after fees
2025-03-04 19:23:47
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North Face Nuptse :
Leave it to the professionals mate, they are useful for additional rate tax payers who don’t have a personal savings allowance, as bond winnings are tax free.
2025-03-04 15:59:27
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Princess Pippa :
I won £250 this month… ooh so dangerous 😆
2025-03-06 10:59:59
29
Drew2120 :
I know but a few £100 isn’t a lot of money. The chance of winning some money is 1 in 24,000 per bond held. Which is much better than the lotto which is about 1 in 45,000,000.
2025-03-04 17:25:29
5
Mars :
50k in there, you’ll get between 3-5% a year in prizes and you have 50,000 free lottery tickets every month.
2025-03-04 19:36:59
18
WooManInvests :
Ridic. That. £1 in a bank would only be worth about £2.50 now. It’s about odds and having fun chance of winning big. Get over £20k in and you start winning all the time
2025-03-04 20:22:24
11
user8175492706303 :
With the ‘interest’ being tax free and the ‘rate of return’ at 4%, after using your cash ISA surely there is a place for it? Especially for HRT payers
2025-03-04 15:51:11
18
Mico Kane :
I hate their app/website .so frustrating to use
2025-03-04 17:16:50
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mgh1955 :
I agree, they are dangerous. I got a paper cut off my £1 bond!
2025-03-05 11:29:33
10
jjpell :
For them to be worth it you need to have met these 3 criteria: have a minimum of £10K of bonds, be a higher rate tax payer and have already maxed out your £20K ISA allowance for the year.
2025-03-04 16:05:13
11
Aldo Rambo :
What scheme do you want us to invest in with you then? There are too many like you on here peddling advice and then when you follow them they start sending you messages about business ops! No thanks.
2025-03-04 17:20:14
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Julesjellybeans :
I’ve won £550 in the last year which is more than 10% on my £4000 stock holding! No bank pays that.
2025-03-04 19:54:50
8
Z mortgage advisor :
I win on average 200 a month. so 🤷♀️more than a savings account. and I don't like risk so I'm OK with that
2025-03-04 18:35:58
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Chloe T :
I use them to save tax free when I’ve used my allowance. Not sure what’s “dangerous” about that.
2025-03-04 18:43:32
7
Jemma Elizabeth | Salon Owner :
these videos have me worried but at the end of the day, I have atleast 15k saved in ns&i. this month i won £25, Dec £100, Nov £75, Where else would give me a return like that? (genuine question)
2025-03-04 18:26:34
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ILikeHats :
It’s just a bit of fun checking how much you’ve won each month. But you’re right; it’s very safe but not a big money-earner.
2025-03-04 16:20:39
9
ian_2000_2024 :
Tracking about 6% return - can you name something that returns 6% and has 3 day access
2025-04-22 14:32:56
2
user19dmaw6fv6 :
It’s not dangerous you fool. It’s just not as smart as other ways. Some people don’t have the skills or knowledge to invest more smartly. Especially with the UK tax system being so complex
2025-03-04 18:09:24
3
Big al :
I win every month £25 up to £300
2025-03-05 20:44:08
3
Amir Oofkia :
I win more with Premium bonds compared to national lottery and I do not lose my money which is a bonus
2025-03-04 20:24:49
3
GEORGE (GASH) :
Premium bonds should act as a sort of savings account with around 4% interest. It is incredibly safe and is government backed so is actually safer than holding ur money in a bank.
2025-03-04 18:22:44
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