I had an IVA as it genuinely was my only option, 6 years on I paid it off early as my financials improved, was 15k debt but felt like 150k at the time. My wife and I move into our house next week.
2025-03-06 13:06:34
24
Joanna :
I reckon in a couple of years this will be the next financial scandal! Was sold to me as the best thing ever and moving into year 4 I'm now paying more monthly than I was before the IVA 🙃
2025-03-06 11:41:20
9
:
why would you have trouble getting a mortgage after an IVA when it disappears 6 years after starting it
2026-02-26 12:01:54
0
mike34824 :
I'm 4 years into an iva along with my wife. and it was the worse decision we've ever made. also even harder being self employed.
2025-03-05 19:31:19
8
daniel🩵🪽 :
idk if i should go with a dmp or a iva 😭
2025-09-29 17:56:40
1
Alezander :
Driving lessons?
2025-03-05 13:13:58
5
John Titor :
Got screwed by an IVA.. would have been better off going bankrupt and starting again.
2025-03-05 23:49:25
10
rockmyworld333 :
Facts biggest mistake I made one year left
2025-08-14 14:44:03
1
Nathan Parkes :
My in laws got an IVA about 20 years ago and they're still paying things off, they've probably paid back more than they owed and it pushed back their retirements
2025-03-06 12:03:44
1
Ryley | Mortgage Advisor :
There are other options. Please have a look at them
2025-03-05 12:58:39
2
colour_in_my_neutral :
Can you do another video explaining the other options? I am drowning in debt and need help
2025-04-07 16:48:44
2
Emma :
I can totally understand when someone’s in heavy and they can’t see a way out. Problem is I think too many people see it as an easy way out and don’t understand the repercussions.
2025-03-05 16:59:14
2
Charlie :
I genuinely am so concerned when I see ads on TikTok or instagram saying about IVAs being fantastic. I work within a regulated financial industry, it’s so understated how damaging these are/can be.
2025-03-09 08:15:47
4
Z mortgage advisor :
I'm sick of hearing them on the radio. there are options! praying on vulnerable people
2025-03-20 21:57:54
1
vizzy18 :
what's an IVA? 😂
2025-03-05 16:53:30
2
Harry Whickman :
Haven’t seen you riled up like this in a while!! Does a payment plan affect your chances/rates of a mortgage?
2025-03-05 14:28:23
2
Jay :
only for people have houses with mortgage , no thanks mortgage itself is a scam
2025-05-27 13:16:40
0
Madonna Av :
Buying a house? Dude literally trying to keep myself from drowning here.
2026-03-13 22:01:07
1
Jessica - UGC :
Not me thought I had my life back on track by doing this now I’m depressed again
2025-09-16 21:24:06
0
ben :
Needs to be a serious crack down on the IVA companies, they’re scum
2025-03-06 12:05:44
1
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