kathiethecarmama
Region: US
Monday 10 March 2025 17:37:19 GMT
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Pat121 :
I've bought a car thru a dealership finance, and paid it off the next day.
2025-03-10 20:02:14
16
Tommy2tone :
Is the move to finance and then just pay it off after a couple months?
2025-03-11 00:25:41
0
Holly Morgan :
And the dealer gets their incentive pulled back too. A little bonus for you having to jump thru hoops.
2025-03-10 18:28:20
2
biff1_ :
I thought it’s better to go to your credit union or bank first?
2025-03-10 20:19:36
1
GenXOhio76 ✌🏽 :
how do you know what range your interest rate should be?
2025-03-10 18:16:50
2
Cason Smith :
Can I pretend I’m going to finance with the dealership so I get the discount then say I actually want to finance through my credit union?
2025-03-10 19:26:13
0
Traci :
I got pre approved at credit union… it made the process so much easier.
2025-03-11 03:54:44
5
MARK BENEDICT :
dealerships don't get paid on terms of 36 months or less. just finance it short term
2025-03-10 20:37:32
1
Dealguru :
It’s sad cause 95% of people won’t pay off or refi in the next few days and the little discount gets eaten up by interest in the and it’s like you didn’t get a discount at all # full price
2025-03-11 00:26:55
0
Sonic75505 :
I get 0% interest rate when I buy from Toyota because I’m always a repeat buyer. They let me put that payment(s) towards the end of the loan if I have a financial issues once again 0% interest.
2025-03-10 18:29:42
0
bb_holinger :
I saved for 10 years so I could pay cash, but Edison went up so high I bought solar instead of a new Nissan Frontier. Now I'm saving again, but the truck went up $11,000. 😫
2025-03-11 03:27:06
0
GMA65 :
We tried buying a new car last week. 3 dealerships and 3 horrible salespeople. The last guy was refusing to let us see the interiors until we picked one to buy. We walked out so frustrated.
2025-03-11 03:02:34
0
Eric Smith :
I financed through the dealer, got 20% or 11k off truck. refinanced through my bank 3 months later and cut my monthly by about 200.00
2025-03-12 19:51:38
1
HLJ321 :
800 credit score - bank offered 7% on used. Dealer got it to 5.9 through a credit union. Sometimes your bank screws you.
2025-03-11 01:41:46
2
limbo207 🇨🇦 :
I got a zero interest with nothing down and no payments for a year. All I had to do was remember the date and pay it all off in the last month
2025-03-10 18:02:20
3
Trenton Smith :
Thanks for sharing
2025-03-10 18:55:26
2
Mike Latham452 :
Ahhh that is the disclaimer you read oh how they give you a discount under finace conditions.
2025-03-12 02:12:06
1
marlscoop66 :
they will run your credit hundred times
2025-03-11 21:24:42
1
andrew :
I can see why you are so successful. you are to the point, while being genuine and nice! This is the way to sell!
2025-03-10 23:50:45
1
Alaska Guy :
You don’t really. Got a better rate from the bank on a 60 month note. The dealer offered a lower rate for 36 months which on the end would have cost more because not many people pay off a new car in 36 mos.
2025-03-11 03:30:11
0
user129902713605 :
Rule of 78 no prepayment penalty
2025-03-11 02:31:55
0
Roos :
You get the best deal by saying you are going to finance. Get the deal you want than say, I changed my mind, I’m paying cash! That’s what I do! They hate it but need to move inventory!
2025-03-12 04:14:16
0
mr nobody :
Unless it’s a simple interest loan your paying the interest even if you pay it off early
2025-03-11 04:39:37
0
Michael Ostrowski :
u don't
2025-03-10 18:01:01
1
shelbylee4433 :
YOU DON'T
2025-03-12 03:42:40
0
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