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@passionfootsn: Assane Diao : Une force montante de l'équipe nationale du Sénégal Soyez témoin de son parcours et soutenons-le sur la route de la victoire #Football #senegal_tiktok221 #Entrainement #assanediao #Lions #leslionsdelateranga #fsfofficielle

PassionFootSN🇸🇳
PassionFootSN🇸🇳
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Region: SN
Tuesday 25 March 2025 11:17:08 GMT
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Comments

saero_photograhie
SAERO_PHOTOGRAPHIE :
Bonne continuation assane diao 🇸🇳🙏🏾
2025-03-25 11:19:52
162
abdouniane60
Abdou Niane :
Star Assane diao 😂🤝
2025-03-25 19:06:10
2
aicha2004
aicha2004 :
Boulen fi match nul nk
2025-03-25 11:25:12
42
user2252309347572
bojang :
Respect man
2025-03-26 20:35:50
1
sarr673
sarr :
yalla bou none yi ré
2025-03-25 13:05:31
12
papadembandiaye52
Papa demba Ndiaye :
yaw boye diao yalla maye na la ga nieuwe sénégalais yep begue la
2025-03-25 13:40:35
23
bourakeita517
bourakeita517 :
😂😂😂yagui takkalé kay
2025-03-26 13:12:38
2
wizard0175
Mister Univer🌍🪐 :
Soubokhouma téléphone 😌
2025-03-26 17:18:00
2
caporal547
caporal547 :
football senegal kay ba macky démé la garé
2025-03-25 12:10:34
12
zodollar04
@zo dollar east Syd :
good luck assan diao 💯💯
2025-03-25 17:47:48
2
kimmich12.com
SANTÉ YALLA RK :
bonne chance équipe nationale de Sénégal
2025-03-25 17:53:41
10
momo...mbmd31
MOMO MBMD :
Le meilleur 💪
2025-03-26 03:26:52
1
halilou003
Ibrahim haliou✪ :
sama were seuk nekoul Sénégal 😭😭
2025-03-25 16:43:41
2
siradji.ba84
Siradji Ba :
Manchalla
2025-03-25 17:50:03
2
diamal.drame
A〽️eth🖇️Ja〽️al 🚦 :
RTS à Libye 🇱🇾
2025-03-26 02:21:41
2
adama.gaye273
Adama Gaye :
Slt
2025-03-25 11:21:30
5
maremebusness1
Mareme business ✨ :
Les rek rek 🇸🇳🇸🇳🇸🇳
2025-03-25 11:21:41
7
princesse1362
PRINCESSE 👑🦋💍 :
Ndam rek🙏🏾🇸🇳
2025-03-25 11:23:09
10
faranume680
llili :
merci🥰🥰🥰🥰
2025-03-25 23:31:43
1
abdoulayesow289
laye meta✊ :
mogui signe rekk
2025-03-25 15:03:17
2
ngallagueye6
ngalla gueye :
bonne assane diao
2025-03-25 15:01:36
3
lejeunmoniteursport
MONO 𝐍𝐈𝐍𝐊𝐈 𝐍𝐀𝐍𝐊𝐀 ✈️ :
Le sergent le plus cool de larmee senegalaise 😎😎
2025-03-26 02:33:06
1
9511thiare
[email protected]🇸🇳💯 :
Toum bess Grand diamm si yowww
2025-03-25 13:21:38
2
ndiaga.gueye16
NDIAGO ORBI 🇩🇴🇩🇴 :
Yén Muslime yi korité sama wal bou ñieuwoul dolén nan ngallakh 👌
2025-03-25 18:45:36
1
yamaljr065
Yamal jr :
❤️❤️❤️
2025-03-26 20:41:18
1
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Step 1: Pick my industry. I'd focus on niches people always need: • Financial services • Fin tech or blockchain technology Step 2: Build my target list. I'd go to MSME(.com) and filter for: • $500k-$1M asking price • $100k+ yearly cash flow • 5+ years in business Then I'd list 20-30 businesses that fit. • AI and LLMs • Service-based businesses These survive recessions because they solve real problems. Step 3: Start Emailing/calling owners. For each business on my list… I'd call the owner directly and ask: • Why are you selling? • How long have you owned it? • Who runs day-to-day operations? I want to make sure someone’s not running away from problems I don’t need. Step 4: Get CAC pre-approved. Before making any offers, I'd visit CAC(.gov) and apply with a lender. Banks I'd use: • Zenith Bank • GTBank • ACCESS Bank I'd bring: • Tax returns • 3 years of W-2s • Personal financial statement Step 5: Review the financials. Once I find 3-5 solid businesses, I'd hire a CPA to audit the numbers. I'd look for: • Consistent revenue growth • Stable profit margins • No red flags If the seller can't produce clean financials, I walk. Step 6: Make my offer. I'd calculate 1.5-2X the seller's yearly earnings. Example: • Business makes $100k/year • I offer $150k-$300k Then I negotiate from there. The key is leaving enough room for profit after debt payments. Step 7: Structure the deal. Here's how I'd finance it: • 80% CAC loan (from the bank) • 10% seller financing (paid over time) • 10% down payment (me or investor) This means I could potentially buy a $100k business with just $10k down. Step 8: Find my investor. If I don't have $10k sitting around, I'd find a private investor to cover the down payment. In return, I'd give them 10-15% equity. On a business making $150k/year, they'd earn $22.5k annually. That's a 115% return in year 1. Step 9: Run the numbers. Before closing, I'd use my deal calculator to verify the math works. Example on a $100k business making $150k/year: • Loan payments: $15k/year • Investor share: $22.5k/year • GM salary: $35k/year I'd still pocket $70k+/year. Step 10: Close the deal. Once everything checks out, I'd close. Day 1 priorities: • Review all systems • Meet the entire team • Confirm the GM stays (or hire one) • Start implementing small improvements The business should run without me within 90 days. Step 11: Improve operations. Most of these businesses are stuck in 1995. I'd immediately: • Build a website • Set up social media accounts • Optimize their pricing • Implement better systems Even small changes can increase cash flow by 10-20%. Step 12: Repeat the process. Once my first business is running smoothly, I'd do it again. Use the cash flow from business 1 to fund the down payment for business 2 This is how I built my portfolio to 2+ businesses
Step 1: Pick my industry. I'd focus on niches people always need: • Financial services • Fin tech or blockchain technology Step 2: Build my target list. I'd go to MSME(.com) and filter for: • $500k-$1M asking price • $100k+ yearly cash flow • 5+ years in business Then I'd list 20-30 businesses that fit. • AI and LLMs • Service-based businesses These survive recessions because they solve real problems. Step 3: Start Emailing/calling owners. For each business on my list… I'd call the owner directly and ask: • Why are you selling? • How long have you owned it? • Who runs day-to-day operations? I want to make sure someone’s not running away from problems I don’t need. Step 4: Get CAC pre-approved. Before making any offers, I'd visit CAC(.gov) and apply with a lender. Banks I'd use: • Zenith Bank • GTBank • ACCESS Bank I'd bring: • Tax returns • 3 years of W-2s • Personal financial statement Step 5: Review the financials. Once I find 3-5 solid businesses, I'd hire a CPA to audit the numbers. I'd look for: • Consistent revenue growth • Stable profit margins • No red flags If the seller can't produce clean financials, I walk. Step 6: Make my offer. I'd calculate 1.5-2X the seller's yearly earnings. Example: • Business makes $100k/year • I offer $150k-$300k Then I negotiate from there. The key is leaving enough room for profit after debt payments. Step 7: Structure the deal. Here's how I'd finance it: • 80% CAC loan (from the bank) • 10% seller financing (paid over time) • 10% down payment (me or investor) This means I could potentially buy a $100k business with just $10k down. Step 8: Find my investor. If I don't have $10k sitting around, I'd find a private investor to cover the down payment. In return, I'd give them 10-15% equity. On a business making $150k/year, they'd earn $22.5k annually. That's a 115% return in year 1. Step 9: Run the numbers. Before closing, I'd use my deal calculator to verify the math works. Example on a $100k business making $150k/year: • Loan payments: $15k/year • Investor share: $22.5k/year • GM salary: $35k/year I'd still pocket $70k+/year. Step 10: Close the deal. Once everything checks out, I'd close. Day 1 priorities: • Review all systems • Meet the entire team • Confirm the GM stays (or hire one) • Start implementing small improvements The business should run without me within 90 days. Step 11: Improve operations. Most of these businesses are stuck in 1995. I'd immediately: • Build a website • Set up social media accounts • Optimize their pricing • Implement better systems Even small changes can increase cash flow by 10-20%. Step 12: Repeat the process. Once my first business is running smoothly, I'd do it again. Use the cash flow from business 1 to fund the down payment for business 2 This is how I built my portfolio to 2+ businesses

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