@jocelynrising: Replying to @MK I didn’t trust myself enough to do a balance transfer to another card so personal loans was the move 😭 #debtfreejourney #debtfree #debtfreecommunity #creditcards #personalloan
Exactly!!! I hate when they raise the limits. I had 6,000 owed at one point and they increased it from 16k to 18.5k whyyy???
2025-03-26 00:10:17
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MK :
Thank you! So none of your credit cards were closed because you transferred it to a personal loan?
2025-03-26 02:31:53
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48 & Catching Up :
We’ve closed 3 of our cards on this journey. No big deal. I don’t need them
2025-03-26 17:51:46
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Charlotte Food & Fun vibes :
How much was the interest rate on the personal loan?
2025-05-26 01:53:54
3
KaelynNewb :
I wish I did a personal loan before I closed my 3 credit cards. But I might still do this to get my cards paid off since they are closed.
2025-06-14 01:50:35
1
notfinesserant :
How did u get the personal loans
2025-05-25 15:45:30
2
౨ৎ 𝓇𝑜𝓈𝑒𝒽𝑒𝒶𝓇𝓉𝑒𝒹 ౨ৎ :
Currently in my second time of big credit card debt 😭
2026-01-15 02:57:13
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Deb :
Hey! What was the 6% and 9% loan that you used. I want to consolidate my credit card debt which is like 3,500 and another loan that I’ve been paying on which is almost at 9k
2026-01-17 22:46:35
2
Jessica | 🍓🍒♥️ :
Who did you use for your personal loans????
2026-01-10 07:09:32
0
Kristen :
Hiii did you get 3 personal loans totaling $20K? Is that better than one personal loan for $20K?
2026-06-11 14:55:21
1
SirenitaNegra :
Congratulations 👏👏 👏 !!!
2025-04-05 19:45:49
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Ness 🫶🏻 :
Who did you get your loans with?
2025-08-21 12:17:21
2
TAYLOR 🍀 :
How did it affect your credit?
2025-05-19 21:05:20
3
Lexi Clark👽🪐✨ :
I learn so much from ya i swear🙊
2025-03-26 03:19:06
1
MMM💕 :
Great info thank you 🥰
2025-05-05 21:28:20
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FIT W JAZZZY :
You are so inspiring!! I’ve been watching this series and it motivated me to budget and pay off debt too!
2025-03-25 23:45:01
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Charlotte Food & Fun vibes :
So, balance transfer isn’t a bad idea. Depends on how much is the balance and in how many months do feel confident to pay off the credit card. I suggest to anyone not confident of paying statement balance to zero in a statement cycle, to stop using credit cards immediately.
2025-05-26 01:55:42
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Nancy GenX Latina skincare :
How do you go to credit karma and find the best loan? Thanka
2025-04-17 21:41:45
1
Sumie :
Its so weird as a European to see how easy it is to get in debt in America. Like what do you mean? The higher your debt/spending the higher your limit 🤔 We have fixed limits for a reason
2025-11-04 21:38:36
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Velllllll :
😁😁😁
2025-07-05 23:11:18
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A N E S U ✨ :
👏🏾👏🏾👏🏾
2025-06-06 21:26:52
1
89 :
😁😁😁
2025-11-18 05:39:48
0
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