@silvertonmortgage: Underwriting — the unsung heroes of home loans, making sure every ‘i’ is dotted and ‘t’ is crossed. After an underwriter reviews a loan, they might approve it with conditions. That just means they need a few extra documents or clarifications to wrap things up — like an updated pay stub or a missing signature. EXAMPLE: If a buyer recently deposited a large, unexpected amount into their bank account, the underwriter might ask for a paper trail — like a gift letter or proof of where the funds came from — to make sure everything meets lending guidelines. 📢 Shout out to all of the dedicated and hardworking Silverton Underwriters helping get buyers to the closing table! #Underwriting #HomeLoan #SilvertonMortgage
Underwriting makes me want to cry because all I want to do is buy a house and start my future and build a family
2025-06-10 00:12:06
9
Lizardbeth🦖 :
I’m so glad I don’t have to deal with this anymore 😂😂 We just closed!!!’
2025-04-21 03:17:20
7
meli. :
What happens is they email me 3x a day for at least 7 days asking for another document
2025-04-19 03:47:35
26
superscaryari :
Why does it take 6-8 weeks
2025-04-17 17:50:51
4
Michael | Attachment & Healing :
If you need 5 extra documents why do you ask for only one at a time, 3 days apart, then not respond for 2 days?
2025-04-22 04:05:39
30
Alma Madora la flaca :
the scariest part of buying a home 🥺
2025-04-19 05:29:45
26
LG :
What if we don’t hear back from anyone?
2025-04-19 13:39:42
5
Michael Gonzales :
lol..IF you need anything. After resubmitting the same forms/docs 17 times, waiting until 24 hours before closing to question elevation, survey, final inspection and appraisal
2025-04-18 03:23:14
46
Kenny Evans :
Try sending a list of EVERY document you need even if it’s not needed - the first time! Not asking for another document every day. 🙄
2025-04-22 20:31:01
3
Reina Claborn :
Unwriting is scary…
2025-04-19 22:00:15
5
mzhuff84 :
Once we close I don’t ever wanna do this again
2025-07-12 02:38:10
3
Sarah • Mom x4 ✨️ :
can we bribe you with candy 😭🥰
2025-04-18 12:38:07
4
dragracer4072 :
Next time I’d rather just give my bank login info and let them look all they want. Too much time spent back and forth for documents.
2025-05-08 03:20:05
1
That 1 Chick Lindsey :
You ask for absolutely ridiculous things like letters on why we want the house that we built, ask us to file our taxes 2x in a year...
2025-04-20 12:22:29
6
brando from NC :
why does it take an underwriter 5 business days or longer to respond back or responding late in the night ?
2025-04-28 18:37:30
10
Insert here :
Is conditional acceptance actually a bad thing? I just got the email today that we are conditionally accepted and had a few more things to submit.
2025-06-09 23:42:43
0
rebekah 🇺🇸📚🐈⬛️ :
and they try to verify your employment 18 times...and claim no one answers the phone at your work...when there are 2 women who do just that...nightmare
2025-04-20 20:50:19
8
user2622082664983 :
why did you make it so difficult? I had no time to get many statements.🤣
2025-04-21 21:12:53
1
Ryan :
And who verifies your outcome??
2025-04-18 02:12:00
1
♥️🤍💙Hopkins~Homestead♥️🤍💙 :
Why does it take so long??
2025-06-23 22:55:01
0
Saan :
Hi I have question. My salary deductions will end in September. If I apply for a full mortgage in August, will the underwriter consider my September salary without any deductions or my current salary with deductions?
2025-08-30 13:41:50
0
Brice Allan :
I am paying off all my debt that are with collections but there paid ..... can I still get approved?
2025-07-13 23:02:15
0
Mandi :
⁹999999⁹0000
2026-05-12 11:37:09
0
Dime1diva :
And ask us the same questions 30 times 🤦🏽♀️
2025-07-08 05:08:00
0
Ashia :
In underwriting right now and I feel a little sick…please take your time but hurry. My lexapro is working overtime😩
2026-07-07 02:53:43
0
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