@billythecarkid: Getting a preapproval before letting a dealership run your credit is a smart move because it gives you a clear idea of how much you can afford, which helps you shop confidently and stay within budget. It also puts you in a stronger negotiating position since you already have financing lined up, making it easier to spot and avoid any dealer markups or hidden fees. Preapproval can protect your credit score by limiting unnecessary hard inquiries, and it speeds up the car-buying process because much of the financial legwork is already done. Overall, it helps you avoid getting talked into a bad deal and gives you more control throughout the process. #carbuyingtips #carbuyingsecrets #negotiate #dealerships #carbuyers #carbuyingadvice #carbuyinghelp

Billythecarkid
Billythecarkid
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Region: US
Thursday 17 April 2025 23:57:24 GMT
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kaitlynmarieyanez
Kaitlyn Marie Yanez :
Should you go with whoever you bank with? For example: chase
2025-08-20 03:11:21
19
ppg._jammy
PPG._Jam :
19 yrs old, got approved for 28k with 6% from my credit union and bought me a mazda 3 hatchback
2025-04-25 11:23:56
720
leftcoaast
toni 🤍🎧 :
My interest is 1% thank u covid 😂
2025-05-16 17:56:34
763
calebmiller_cm
CalebMiller_CM :
20 years old and got approved for 6.76% up to 30K 😂
2025-04-18 06:37:24
1909
nnannaeke
Nnanna Eke Ukonu :
My first car was at 23% rate.😭
2025-04-18 23:42:18
1326
penny84840
The Log Cabin Life :
Yes, this!!! Carmax offered me 14.9%. I was appalled! My bank gave me 7%.
2025-04-19 01:35:28
3170
6.2l99mero
Chevyboy😮‍💨🖤 :
19 year old and got approved on a 2025 Hyundai Elantra n line with a 5%
2025-04-23 21:37:30
256
pitstop.pen
penelope :
I was preapproved from my credit union at 5% and the dealer offered us 3.9%. Should I go with the dealers offer?
2025-05-07 19:15:03
708
samantha.arixnaa
Sambina :
I wish I could just bring you to the dealership with me lol ur kids are lucky
2025-05-14 23:12:19
947
weekndlola305
weekndlola305 :
This happened to me 😭 I got soo f*ed over by dealership because I didn’t know any better 😭 lesson learned
2025-06-18 02:59:52
150
tweetybebe22
TweetyBebe :
My 1st car was 9% now I got 2.9% for 72 months.
2025-04-19 10:21:23
395
moemoebay
moemoebay :
Seeing this after they ran my credit w my co signer n got a 15.95 interstate rate 😭
2025-04-18 19:51:42
484
arleyruiz33
Arley Ruiz :
the best way to buy a car is cash
2025-04-26 10:52:53
17
ubebecute
BANANACUTE 🍌 :
Honda offered my 14.9% my Credit Union 4.2%
2025-06-09 09:47:13
527
laura.velizz
Laura Veliz :
Are credit unions better than your regular bank?
2025-04-25 19:44:51
27
cvmillexg
Camille ➶ ♡ :
Is it smart to deny all the addons on a used car? I only want to pay for the car and the state fees
2025-05-04 20:22:44
5
slayora
Slayora :
Besides Mazda, they have great interest rates literally chef kiss
2025-04-30 14:34:21
0
massachusettscheck
MassachusettsCheck :
what happens if I know I want a $50k truck but only approved for $30k now I don't even want the approval 😒
2025-04-18 12:09:43
39
hoskey_rrt
Hoskey_BSRT :
My CU gave me a 6% rate while Toyota Financial gave me 4.9%. You don't always get a good rate with CUs.
2025-04-18 07:57:22
217
jessixanoelle
Jess | SAHM :
My first car was 30% 😭😭
2025-04-23 04:04:33
43
_therealldemiii
demi🍯 :
as an 18 year old with no credit and still under my parents car insurance; does getting approved still matter ???
2025-04-23 16:30:59
19
dwens93
J😎mes :
21% here worst decisions ever 😭😭
2025-06-11 20:30:53
30
the.high.high.priestess
The.High.High.Priestess :
First time buyer here and I wanted to say thank you for your videos. I’ve learned more from you than my own Dad ♥️I appreciate you!
2025-04-18 01:50:47
90
magiccitytrader
magiccitytrader :
Information is key!
2025-04-18 00:56:42
94
rafs_sneaks
RAF :
This doesn’t apply to leases does it?
2025-04-18 01:33:54
37
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