@hollyrustick_75: $40,000 GRANT $120,000 LOAN THE Grant does NOT have to be paid The loan DOES have to be paid back you can receive both or you can receive just to Grant you do not have to receive the loan. The loan terms are a 30-year term and 3.5% interest rate payments start after 1 year. Even if you have been denied. Even if you don't have a business Even if you have BAD CREDIT YOU WILL BE APPROVED !! PM FOR MORE INFO ON THIS