@deleoncharmaine: You don’t need to invest BIG—you need to invest CONSISTENTLY. A lot of people think you need ₱100k or ₱1M to start. But in reality, even just ₱5,000 a month, invested wisely, can grow into millions over time. Even ₱10M when you retire?! (40 yrs) If you’re wondering where you can potentially earn around 6% per year, here are some examples: • Pag-IBIG MP2 Savings Program: a tax-free and government-backed investment that has historical returns of 4%–8% p.a. (6.2% average) • Stock Market: long-term average returns in most PH Blue Chip Stocks is around 6%–10% (10-20 yr period) • REITs (Real Estate Investment Trusts): Real estate-backed stocks offering 5%–8% dividend yields annually • Dividend Stocks: Companies that regularly pay dividends, with total returns adding up to 6%+ annually (some as high as 10-12% dividend rates) So start small, stay consistent, let time and compounding do the work. Your future self will thank you. #InvestingPH #AdultingPH #PersonalFinancePH #CompoundInterest #MP2Savings #StocksPH #Ready2AdultPH

deleoncharmaine

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Monday 28 April 2025 13:18:50 GMT