AshAllAboutMoney
Region: US
Tuesday 29 April 2025 00:42:12 GMT
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49 & Catching Up :
We are doing the debt snowball just trying to pay it off quickly. Not worried about credit score just yet. But definitely great tips
2025-04-29 01:03:29
142
Victoria Lynn :
If people had the money to put towards those cards, they wouldn’t of ran the cards up to start with…
2025-05-07 13:02:10
18
samanthat90166 :
Yes! I used this method over the last two months and my score went up almost 70 points!
2025-05-03 13:50:58
55
Funny Leonidas :
Specifically for your credit scores: it’s calculated by a total limit and balance between all cards. HOWEVER, when banks look at your credit history, they look at both credit utilizations
2025-05-20 17:52:18
4
Evie :
What if we transfer all our cards to a 0% apr card? Only one is maxed out and the rest of the cards are zero utilization? Does that help?
2025-05-02 02:05:33
0
akumakazama :
What’s the info on the percentages. Is that set or goals to reach.
2025-05-27 21:58:59
4
Lovelylj💙 :
I bought your spreadsheet and it has made things so much easier to look at and create a game plan everything was so overwhelming before I looked at it like this.
2025-05-01 23:32:31
2
socalbookworm :
I’m just gonna go with a method of pay off one and then use that $ towards the next one and go from lowest to highest
2025-05-07 21:25:33
6
sheigh 🐖🩰 :
I think I just found my favorite TikToker
2025-06-18 23:49:51
1
Taryn B 💙💙 :
Am I the only one that is completely lost. I understand 100% utilitization stuff but lost on the rest. 🥺
2025-05-20 00:05:12
2
Wilfred Femi Adelowo :
Interest of 0 is 0
2025-06-06 04:14:52
0
NEDAVee :
How do you determine how much to pay on each card if you’re trying to lower your utilization overall?
2025-06-29 01:46:45
0
Rewardopedia :
That’s exactly correct
2025-04-29 23:38:20
3
Samantha Burns-Harri :
People have to have the money to be able to do that…. It’s not realistic for regular people with regular paychecks.
2025-05-21 17:32:53
0
mateo_acosta🇵🇦 :
I pay mine to decrease by 5-10 percent collectively across all cards
2025-04-29 00:47:53
0
Sarasman20191 :
just payoff the statement balance each month. you will still have a running balance month to month if you don't stop using the card. it's not rocket science. your score will increase regardless
2025-05-19 22:41:49
0
Sime :
It’s true that individual utilization is considered in your credit score, but your overall utilization is weighted significantly higher (by a factor of ~3:1). I wouldn’t stress about it
2025-05-09 03:22:43
1
LoveforDisney :
I tried to read about the $177 package and I can’t read about it before I purchase it. How can I find out what it is about forst
2025-05-13 03:43:43
0
potato :
so what happens if I'm paying down 6 accounts and throwing a bigger chunk at the smaller balances paying those off? not good?
2025-04-30 20:50:05
0
Amy.TreatsandTrinkets :
would it be best to transfer all card balances to 1 credit vard even though it would raise the usage % on one card?
2025-09-01 14:49:37
0
La’Teese :
So if I close my Amex gold then I shouldn’t get too big of a credit drop?
2025-06-29 23:37:46
0
Weenie Hut General :
How would I plug this into a spreadsheet?
2025-05-19 18:52:56
0
Dolly :
What if you have small credit cards BUT don't have enough credit to build credit?
2025-04-29 11:21:54
0
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