100% if you can't afford it out right you shouldn't be buying it
2025-05-01 14:28:37
380
MimsyMad :
Solid advice. It's scary how many people don't see this first up, but then it's no different to living day to day chasing credit card debt
2025-05-01 14:15:00
230
PaulFosterChef :
When I sew klarna on takeaway I was shocked! If you can’t afford takeaway then don’t order it. Get a cheaper food option.
2025-05-01 21:47:21
138
Investing Insiders :
The cheek of asking you to promote them!
2025-05-01 15:15:54
86
Tom🍒 :
If you use klarna and don’t miss payments is it okay ?
2025-05-01 15:51:07
13
fahad :
Klarna is just the evolution of payday loans.
2025-05-02 10:39:44
10
tjh19944991 :
Lenders are now viewing Klarna in the same way they view Pay Day loans. It’s becoming a serious issue in the industry FYI
2025-05-01 16:16:15
29
Becca :
I used to work in finance. It’s crazy how addicted people get to putting things on card. Then something happens and they can’t pay the bill. Suddenly 30% interest. Lenders hate seeing it
2025-05-01 15:20:39
17
Yy Bb632 :
I rarely pay for anything outright. 0 interest baby
2025-05-02 09:36:56
2
pokepacks :
honestly people come into my work asking if we do klarna on 30, 40 pounds worth of goods, im sure people want to be in debt sometimes
2025-05-02 11:01:45
2
Jon Lowe :
I like this dude more daily
2025-05-01 16:59:57
31
573user_ :
The exact same as a credit card then?
2025-05-01 21:24:31
2
Travelling :
I used it once, BMW garage!! The “something was gone” £1540 bill! Spread it over 3 months interest free. So for me on one occasion it worked.
2025-05-01 14:33:02
34
Kat 🦇🫀✨️ :
Credit is very useful for cash flow reasons, but it's not a replacement. I think people need to be taught how/when credit can be used responsibly.
2025-05-01 14:54:19
22
Drew2120 :
Do people really use klarna for small amount?
2025-05-01 14:46:00
5
Zainodrisc777 :
Wow never really looked at it this way 🤣🤣🔥🔥
2025-05-25 01:03:44
4
Elliot Leonard :
I'm a mortgage broker and see this on people's credit reports all the time! Sometimes it impacts people's credit score and I've even once had a lender tell me they were uncomfortable with high use!
2025-05-01 14:26:30
5
736yry :
Whoever can't manage their money, don't deserve it.
2025-05-01 15:02:32
5
user7684235817703 :
Well said 🙂👍
2025-05-01 15:12:24
2
ShaunyF :
Credit card companies not much better tbh…
2025-05-01 21:13:21
2
toktiktoktikx99 :
you can say the same as credit cards but they can be a great financial tool with cash back and returns better than cash
2025-05-01 16:30:05
2
Excellent Hampers :
Well done!
2025-05-03 06:18:00
3
Ryan664 :
Best thing to ever happen o finance. use it all the time. Never miss a payment as it comes out as a DD. Better than a credit card.
2025-05-11 08:41:52
2
Rich B472 :
where are you going?
2025-05-02 11:28:45
2
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