Loan officer here. Normal financing doesn’t accept credit cards. You purchased a mobile home/manufactured house which is not the same as a stick built/SFR. Important info for others to understand.
2025-05-04 12:57:51
487
CocoAndTheBear :
Been doing this for 2 decades. Never pay any interest and charge everything.
2025-05-04 06:59:04
407
Heather | CoteClayworks :
What you just explained is literally what credit cards are. That’s not illegal. That’s just how they work. Putting a house on a credit card tho is WILD
2025-05-04 12:45:23
289
Erivan212 :
Using your credit card and paying off the balance every month is NOT credit cycling. Maxing out your card and paying it off 3 or 4 times a month IS credit cycling, not illegal just discouraged.
2025-05-07 04:11:37
0
Hunter’s Ridge Belties :
I bought my house on credit card. They had a promo with way better fixed rate than the bank. Saved me thousands. Paid it off in 4 years
2025-05-04 02:51:19
304
Adri :
The large $150k balance is probably why they closed the other accounts. Probably not due to cycling.
2025-05-04 07:04:54
107
glentr74 :
The Amex loves when you pay off the balance. Look into the Amex platinum.
2025-05-06 04:17:50
0
Tŷľêř :
Why not refinance the house and pay the cards off and just pay a mortgage like a normal human being?!??
2025-05-04 23:08:40
0
NAD05 :
I don’t care about the rewards. What will you do after 18 months? And you still owe $150k
2025-05-05 01:50:43
0
Jennifer Marie :
I have had one of my credit cards for 13 years, use it regularly, and have never paid interest because I pay them off in full before the bill even comes. I have earned points/money each month!
2025-05-04 01:20:42
143
CK :
So why do they allow you to make multiple payments every month? Amex allows you to make one payment a day.
2025-05-04 02:30:04
35
Guaporopo :
What about a business card?
2025-05-05 14:52:45
0
Lilly 🇵🇷 :
Who buys a house with a credit card? Lol
2025-05-04 02:31:02
18
Wreckee227 :
Lol what? How the hell do you use your credit card then? I max mine out and then pay it out just by existing..?
2025-05-05 08:12:26
0
Whitney Gee733 :
Lmfao I pay off my credit card every week what???!
2025-05-06 08:58:45
0
JC Superstar :
I thought we were supposed to use it and then pay it off?
2025-05-06 20:35:37
0
Inman :
I don’t understand can you explain again?
2025-05-06 11:05:53
0
❤️✨Jenn✨❤️ :
I thought that that was the way to build your credit was maintain under 35% usuage on cards & pay them off & repeat. This is new thanks for sharing
2025-05-07 01:30:55
1
ftiktok74 :
you have a beautiful unique 😃 don't let anyone talk you into changing it
2025-05-04 19:24:51
1
TheBestDealsAndSteals2468 :
I DONT understand how she can pay off 150k ?? That’s on her credit card??
2025-05-04 22:40:58
1
CharmSchool :
So, at 0% the minimum payment would be $8,333. For 18 months to avoid interest. And now her credit score is in the tank bcs of this large balance.
2025-05-05 14:35:21
1
Taris_talks :
What house did you buy ? Give a tour please
2025-05-04 18:03:36
1
J.fromthe.TikTok :
Huh? 😳 I thought that was the process 🤦🏻♀️☠️
2025-08-12 02:36:42
0
LateAdopter774 :
I pay weekly too, but total monthly spend is way less than my limit. I had no idea, so learned something new. Thanks for the series.
2025-05-07 22:33:37
0
happygardener42 :
I never carry a balance, what are you talking about?
2025-05-04 10:38:16
0
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