@_yozelle_: I still can’t believe this happened… 😳 I thought mortgage lenders were supposed to assess affordability based on actual income and spending, not assumptions based on something like a savings pot label 🙃 I ended up having to pay an early repayment charge just to switch lender. Anyone else had a similar horror story? • #MortgageStruggles #MoneyTalks #MatLeave #FinancialInjustice #HomeBuying #RealStory #WorkingMum #UKHousingCrisis #MillennialMoney #FYP #ForYouPage #TikTokUK #ViralVideo
It’s based on your income expected to reduce significantly in the coming months whilst your dependents rises. It’s affordability.
2025-05-08 12:54:26
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Lee Simpson :
it's based on your expected income, you would have to agree that there are no foreseeable changes to your circumstances. maternity leave is a pretty big change.
2025-05-08 17:23:50
14
mrsb397 :
Mortgage lenders can’t discriminate against you because youre pregnant/on mat leave. I did it while on mat leave and that’s what my advisor said
2025-05-08 18:23:06
11
Rosey 🏳️🌈 :
I’ve seen people not get accepted for things like friends sending them money and calling it sexual favours and similar.
2025-05-08 10:04:14
14
Sophie :
This was wild
2025-05-08 16:00:57
1
maggiesmagictutor :
My god it’s so stressful trying to move
2025-05-08 10:57:25
3
Meg | roots, reps & routes🌿✈️ :
Well mines called race car and my mortgage just got approved… this is discrimination at its finest 🙃
2025-05-08 16:15:01
2
Lucy Wain :
I tried to move when I was on mat leave, had a printout from work stating the dates and amounts of pay for a full year, so way more info and proof of future income than 3 previous payslips.. didn’t
2025-05-08 17:24:47
1
Ann Trow :
I got refused a loan whilst on mat leave
2025-05-08 20:23:43
0
ninaaaaaaaa68 :
I’ve never had a mortgage look at my Monzo saving accounts. Apart from the deposit one. They don’t even ask to look at the others.
2025-05-09 06:54:29
0
Spaniel Mum :
Smells like discrimination to me… raise some HELL
2025-05-08 09:15:56
11
chicken_wine :
contact pregnant and screwed about this.
2025-05-08 13:44:25
4
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