@zacstudd: Replying to @ryan_bdale96 PCP Finance agreement explained ✅ #zacstudd #carsoftiktok #cartiktok #carinsurancehacks #carinsurancetips #insurancetiktok #carfinanceuk #carfinance

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GR05 ZAC
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Region: GB
Friday 09 May 2025 11:29:46 GMT
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louis16378
Louis :
just hand it back to the finance company negative equity non issue
2025-05-09 14:30:38
1
tabtabtabani
TabTabani :
9 times out 10 you won’t get your deposit back.
2025-05-09 13:39:33
44
adami898
Adam :
Don’t think you’ll get a 4 year pcp on a 19 plate
2025-05-09 14:38:02
0
theucguy
Jobsworthjay :
U aint answered if u get depo back 😂😂😂😂
2025-05-09 13:13:28
5
benamon111
Benamon111 :
I didn’t know you could sell a car with finance remaining on it. Also isn’t annual mileage also restricted on pcp
2025-05-11 16:28:21
0
ryan_bdale96
ryan_bdale96 :
Good info on a PCP but didn’t really answer the question 😂 is a deposit you get back when the cars returned or a down payment? And on a PCP do you have an annual mileage?
2025-05-09 11:48:59
6
nl97300
Nath :
What happens if you choose to give the car back but you’re in positive equity? Eg final payment £7.1k, car value £9.5k
2025-05-12 06:51:52
0
lllll1872lllll
-/- :
So what is better HP or PCP
2025-05-09 12:26:28
5
lew_lifts
LEW_LIFTS :
At the end of the agreement even if you’re in negative equity you can just return the car without paying the difference can’t you? Negative equity only affects you if you sell the car before the end
2025-05-09 12:34:14
6
dougie_d83
Dougie :
What happens if the ballon payment isn’t what the car is worth at the end
2025-05-09 16:42:51
0
c19_st
C19_ST :
Do you have to keep it in a certain Mileage too on a pcp
2025-05-09 12:59:31
1
iii.fxii
III FXIi :
I just sold my a3 2017 I’m looking to buy my first sports car, I don’t know what car to get and if I know which one whats the best way to get one?
2025-05-09 20:58:24
0
kamrankhanslife
Kamranslife :
Calling it a “deposit” is always misleading
2025-05-12 10:04:40
4
scott_98___
Scott :
In a nutshell you’ll get it back if the cars worth more than the balloon… the difference will hopefully be your deposit! Worked with my first and last PCP.😂
2025-05-12 07:41:13
0
1882dm
user5727891055173 :
you could have added about Guarenteed Future Value of the car too. not every garage does that but Arnold clarke do I think.
2025-05-09 19:33:56
0
don.pablo6860
DON PABLO :
How do you sell the car straight away before the balloon payment is made… how was it done on your rs7 so quick
2025-05-09 12:15:24
0
rs6_ultra
RS6_Ultra :
Glad you’re doing this series as it should defo be taught in school. One day il put my face on camera too 😅
2025-05-09 20:43:18
7
ghostwarrior229
Ghostwarrior :
So hp would be better in the longer depute having higher payments
2025-05-09 15:00:06
0
ghost786.x
ghost786.x :
Most people just pay it off I work in finance
2025-05-10 10:31:43
0
ruffryderz101
Mehar Boutique :
nicely explained..thx buddy!
2025-05-09 12:46:09
1
bothybot24
Lou :
But surely if they’ve valued future price wrongly, that should be taken in for balloon put if u want to keep saves them hassle& would sell onwards at auction way below
2025-05-11 23:46:51
0
drawnbymatt
DrawnByMatt :
haha no.
2025-05-12 10:45:49
0
hankyp16
Hankyp :
Why would you get your deposit back ? You haven’t financed your deposit you used it to reduce your payment
2025-05-24 04:47:11
2
punjabiapna
Raks :
Only if it’s in equity which you can use for another car or take the money
2025-05-09 15:48:48
0
raddish95
Raddish95 :
What’s eqwiteh
2025-05-09 19:28:44
0
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