There is a difference between IQ and smarts. IQ is the ability to take complex problems and apply solutions that are sometimes unknown. Smarts is the basic regurgitation of known facts. Most people who are smart do not like being questioned on the known facts because they don’t think analytically but rather by memory of the known and can’t attest to the theories they’ve injested. They accept simple solutions to complex problems rather than seeking if the solution truly fits the whole underlying question.
2025-07-06 15:09:06
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Tay✨|Wholesale Source💕| UGC📸 :
I think a lot of it is social media pressure too. The need to have a certain look or be validated from external sources
2025-05-24 19:21:01
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Morgan :
Thank you! I swear people have been hiding behind the whole "financial education needs to be taught" as a way to dodge accountability. You don't need a bachelor's in finance to understand that credit card debt is bad or how interest works or that a $300 car payment is better than. $1000 car payment. People just don't care.
2025-05-24 19:23:11
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mxy :
Financial literacy needs to be taught in school as an elective
2025-05-24 18:58:16
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Summer.Taylor18 :
50% of people are blow average it’s not there fault 😳
2025-05-24 21:07:55
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Galla♧Vantah♧Gal :
There is a difference between needs and wants but many forget that as well. Common sense isn't a flower that grows in everyone garden.
2025-05-24 19:05:16
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Rick :
I love your channel. You have a unique ability to verbalize your thoughts. Many people think with emotion, rather than logic.
2025-06-25 15:11:40
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Fade To Black LLC :
Bills are nothing more than 6th grade math. Numbers don’t lie. There are a lot of kids in adult bodies and they can’t tell themselves no. Be accountable for your choices and make better choices.
2025-05-25 11:23:21
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Seanston🇯🇲🔥 :
The problem is most people will never admit, that the only reason they want a lot of the things they can’t afford, is so others can view them a certain way, once you release yourself of that mentality, living economically is so easy💯
2025-05-25 00:50:16
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LJ :
Yeah, and remember the Toyota does the same thing as the Mercedes. No one buys luxury cars because they actually really like them. They buy them so other people see that they have them.
2025-05-25 00:03:46
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lauranicoledess :
We have super computers that can look up anything and everything in our pockets. The information is out there, when one is making a decision no one is stopping them from researching the right path. Can’t blame high school when you’re an adult and have the ability to educate yourself easier than ever.
2025-05-25 13:24:55
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James Baker :
Critical thinking is something this country does not do well at teaching
2025-05-25 03:11:22
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Justin Patterson :
Fluoride in the water isn't helping our intelligence either.
2025-05-25 00:02:54
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Sebastian :
Intelligence (I believe) is education PLUS experience/discernment
2025-06-14 13:26:39
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CoachKeith01 :
How legit are the, “Bank owned cars”, sites popping up on my screen?
2025-05-28 20:53:48
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454325 :
Listen to this man yall!
2025-05-25 02:05:19
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bradreddington :
We need more wisdom and humility.
2025-06-16 18:27:41
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XTina Anni💗 :
Facts! 👏👏👏
2025-07-26 20:42:04
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MayCauseInjury :
The problem with education in our society is that the system teaches children and young adults what to think rather than how to think.
2025-05-26 03:20:53
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lilyryeo :
Ppl wud be surprised at how many doctors are in so much debt and not due to their student loans
2025-05-25 02:01:02
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Elena :
I’ve said for years, we educate ourselves right out of our intelligence.
2025-05-26 11:18:06
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ScottyPauto :
same here!
2025-05-27 19:54:36
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Miss Sandra 🍎 :
I tell people all the time to watch your videos!! I never heard of negative equity before you! As a 25 yr teacher, I can’t agree more!! Education doesn’t equal street smarts, kindness, financial literacy, political knowledge, etc!!!
2025-05-25 01:11:24
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