some accidents can actually be a blessing in disguise
2025-05-28 21:30:49
430
dc_mcclellan :
You owner retained with a salvage title, and they just deducted from your settlement what they would’ve made from it at auction. Your insurance went down bc you can only carry liability on a totaled car now. So congrats babe, you’re one of the lucky ones.
2025-07-19 13:32:18
14
kc :
So you didn’t have a loan to pay off? And most salvage titles can’t get insurance because they’ve already been paid by an insurance company so legally how do you get around that?
2025-05-29 05:24:23
33
kthompson787 :
Meanwhile my insurance is trying EVERYTHING to save my car which was hit by a coach bus. And panels aren’t fitting correctly so they are trying to get me to sign release papers without seeing the car.
2025-07-11 11:02:53
8
ingrid :
damn I’ve had such bad luck with insurance companies, what insurance do you have?
2025-05-28 20:36:03
5
Larry Hafford :
If it’s written off as totaled it should now be registered as a salvage title, and good luck insuring it again.
2025-07-15 20:01:15
7
S :
Insurance a scam until you need it.
2025-05-29 06:11:14
320
Somebody :
Toyotas are hard to get ahold of right now that’s why they were so aggressive with trying to take it
2025-05-29 12:45:49
48
joanna :
so how much was it to fix ?? if you didn’t use the 15k? and you had GAP insurance or just full?
2025-05-28 19:59:59
7
highweekends :
In this economy?? God truly loves you. lol
2025-07-18 13:23:04
31
Smokahontas ✨ :
I had no idea keeping my car was an option! 🥺😭
2025-07-21 20:01:58
10
🫥 :
My transmission was going out in my new car, someone plowed into me from behind. Totaled it. Got a new car.
2025-07-14 16:47:55
73
solomona7 :
It probably went down because IF It gets totaled again, it won’t be worth much to the insurance company in terms of value and payout. But hopefully nothing happens and you keep the car another 20 years!
2025-07-13 20:56:43
28
Tim.z_zz :
Car insurance isnt always a scam but health insurance is fs
2025-07-09 19:52:27
119
Alpackie :
I had rear ended someone and had messed up the seats in my car from spilling coffee and it sticking and ripping the leather, it was a 2011 BMW with the check engine light, failing smog… someone Tboned me and my car was totaled.. has I sold my car prior to tbone I would’ve been lucky to get $2k😅 insurance gave me $10🤩🤩 I put another 10 and have a brand new car🤩🤩🤩
2025-07-15 22:15:05
8
_liz664 :
This happen to me with State Farm. They rather pay my entire car than fix it. It was repairable. Took it to my cousins shop and showed me multiple cars w the same issue. They would usually sell the parts and get more money. I said I would buy it off them but they said they couldn’t do that. It took them almost 2 months to get to an agreement.
2025-07-14 17:38:24
5
LeFuzzyBunny :
Make sure to set money aside in case you have to replace it unexpectedly. I don’t think insurance will pay out if it has a salvage title now.
2025-07-14 15:54:47
6
Melo Vetoe :
Insurance is like socialism in action. Those who never use the insurance subsidizes those who do. Like with socialism, different ppl offer differing amounts of contributions. It feels like a scam to those pay in more than what they get out of it.
2025-07-13 14:04:42
8
Future Therapist Loading 💫 :
What was your insurance company so that I can go with them 😂
2025-07-15 12:20:10
0
(null) :
it’s called owner retention. advised not to outright explain it as an option but if you ask it’s explained
2025-07-15 14:55:43
0
Chick :
well, you don't have allstate 🤣 bc they gave me $13000 for my 2017 explorer that I just put a new motor in 2 weeks prior and stated if I wanted to keep it I'd have to pay them $6k...
2025-07-15 02:40:41
4
RatAlert :
Who do u insure with if u don’t mind me asking? They sound pretty helpful
2025-05-30 00:34:54
1
Zul.fuhh :
Whenever u get ready to sell it down the line you can rebuild the title ur to clean
2025-07-15 14:36:41
0
bedtimeattack :
Make sure to do your transmission fluid on it they are notorious for transmission failures
2025-07-14 19:35:32
2
Chaosandcaffeine :
So the mechanic said it needed the engine replaced but then really only needed a small repair? Isn’t that fraud?
2025-07-22 02:11:37
0
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