@sophandsunny: #ownerretention#carinsurance #autoinsurance#toyota#toyotacamry#camry#automotive#autoshop

sophandsunny
sophandsunny
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Region: US
Wednesday 28 May 2025 19:17:59 GMT
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johnnypee
johnnypee :
some accidents can actually be a blessing in disguise
2025-05-28 21:30:49
430
dz_mc
dc_mcclellan :
You owner retained with a salvage title, and they just deducted from your settlement what they would’ve made from it at auction. Your insurance went down bc you can only carry liability on a totaled car now. So congrats babe, you’re one of the lucky ones.
2025-07-19 13:32:18
14
mamakc03
kc :
So you didn’t have a loan to pay off? And most salvage titles can’t get insurance because they’ve already been paid by an insurance company so legally how do you get around that?
2025-05-29 05:24:23
33
kthompson787
kthompson787 :
Meanwhile my insurance is trying EVERYTHING to save my car which was hit by a coach bus. And panels aren’t fitting correctly so they are trying to get me to sign release papers without seeing the car.
2025-07-11 11:02:53
8
aicragd
ingrid :
damn I’ve had such bad luck with insurance companies, what insurance do you have?
2025-05-28 20:36:03
5
larryhafford
Larry Hafford :
If it’s written off as totaled it should now be registered as a salvage title, and good luck insuring it again.
2025-07-15 20:01:15
7
shoepee42
S :
Insurance a scam until you need it.
2025-05-29 06:11:14
320
offtotheraces1984
Somebody :
Toyotas are hard to get ahold of right now that’s why they were so aggressive with trying to take it
2025-05-29 12:45:49
48
joannahopee
joanna :
so how much was it to fix ?? if you didn’t use the 15k? and you had GAP insurance or just full?
2025-05-28 19:59:59
7
highweekendss
highweekends :
In this economy?? God truly loves you. lol
2025-07-18 13:23:04
31
courtneysouttacontrol
Smokahontas ✨ :
I had no idea keeping my car was an option! 🥺😭
2025-07-21 20:01:58
10
mildlyfermentedhuman
🫥 :
My transmission was going out in my new car, someone plowed into me from behind. Totaled it. Got a new car.
2025-07-14 16:47:55
73
solomona7
solomona7 :
It probably went down because IF It gets totaled again, it won’t be worth much to the insurance company in terms of value and payout. But hopefully nothing happens and you keep the car another 20 years!
2025-07-13 20:56:43
28
tim.z_zz
Tim.z_zz :
Car insurance isnt always a scam but health insurance is fs
2025-07-09 19:52:27
119
alpackie20
Alpackie :
I had rear ended someone and had messed up the seats in my car from spilling coffee and it sticking and ripping the leather, it was a 2011 BMW with the check engine light, failing smog… someone Tboned me and my car was totaled.. has I sold my car prior to tbone I would’ve been lucky to get $2k😅 insurance gave me $10🤩🤩 I put another 10 and have a brand new car🤩🤩🤩
2025-07-15 22:15:05
8
_lizz664
_liz664 :
This happen to me with State Farm. They rather pay my entire car than fix it. It was repairable. Took it to my cousins shop and showed me multiple cars w the same issue. They would usually sell the parts and get more money. I said I would buy it off them but they said they couldn’t do that. It took them almost 2 months to get to an agreement.
2025-07-14 17:38:24
5
lefuzzybunny
LeFuzzyBunny :
Make sure to set money aside in case you have to replace it unexpectedly. I don’t think insurance will pay out if it has a salvage title now.
2025-07-14 15:54:47
6
melovetoe
Melo Vetoe :
Insurance is like socialism in action. Those who never use the insurance subsidizes those who do. Like with socialism, different ppl offer differing amounts of contributions. It feels like a scam to those pay in more than what they get out of it.
2025-07-13 14:04:42
8
extralely
Future Therapist Loading 💫 :
What was your insurance company so that I can go with them 😂
2025-07-15 12:20:10
0
null.account_
(null) :
it’s called owner retention. advised not to outright explain it as an option but if you ask it’s explained
2025-07-15 14:55:43
0
chicky531
Chick :
well, you don't have allstate 🤣 bc they gave me $13000 for my 2017 explorer that I just put a new motor in 2 weeks prior and stated if I wanted to keep it I'd have to pay them $6k...
2025-07-15 02:40:41
4
rat.alert
RatAlert :
Who do u insure with if u don’t mind me asking? They sound pretty helpful
2025-05-30 00:34:54
1
zul.fuhh
Zul.fuhh :
Whenever u get ready to sell it down the line you can rebuild the title ur to clean
2025-07-15 14:36:41
0
bedtimeattack
bedtimeattack :
Make sure to do your transmission fluid on it they are notorious for transmission failures
2025-07-14 19:35:32
2
kcwl0601
Chaosandcaffeine :
So the mechanic said it needed the engine replaced but then really only needed a small repair? Isn’t that fraud?
2025-07-22 02:11:37
0
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