@hermoneymastery: Thinking of debt consolidation? Please make sure you really weigh your options, avoid predatory loans, and PUT THE CARDS AWAY! Use a snowball or avalanche plan instead! Address the root causes of WHY You’re in debt so you can avoid going BACK into debt. #budget #Budgeting #budgetingtiktok #moneymindset #debtconsolidation #budgetingtips

Her Money Mastery
Her Money Mastery
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Wednesday 04 June 2025 19:41:56 GMT
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the_kween___
Dany :
this would have been helpful two months ago 😞 now I can't even pay the consolidation even with my cards cancelled
2025-06-04 20:10:12
9
vickiv1717
VictoriaA :
We're SO in debt and we have such bad habits. It's getting to the point where we don't have enough to pay anything down, money is so tight. 😑
2025-06-04 20:12:31
4
breakthroughbudgets
Melissa | Simplify Your Money :
Yesss, such an important take! Debt consolidation can help, but only if it’s part of a bigger plan. Love how you broke down the pros and the pitfalls
2025-06-04 21:29:13
4
sofia499111
Sofia :
Also maybe it's just me, but psychologically I would rather pay off smaller loans one by one than one large loan.
2026-01-04 16:49:32
0
spicy_kitkat
Katherine Serrano :
I was thinking of doing a debt management plan. It’s not the same as this right? Is it bad idea to do a debt management plan with a credit counseling company?
2025-10-16 20:50:55
0
damnnitsholly
Holly :
I needed this
2025-06-09 16:21:04
0
theferaldogmom33
Shelby & Racha :
Thank you so much! I’m learning so much from your videos!
2025-06-09 23:21:23
0
in.the.budget
In the budget :
I was so embarrassed being in debt but seeing so many people who are experiencing the same thing makes me feel less shame. I did learn the root cause and I'm actively working on undoing this and educating myself about finance.
2025-06-26 14:20:44
0
_tryagain84
Sarah :
Wish I’d seen this last April 🙄😬😭
2025-06-20 03:19:42
0
rufioooh
Rufio :
Yeah…I wish I would have done more research before we consolidated.
2025-06-05 03:41:14
4
onegirlinthecity
A 🥰 :
I added to my debt as well. tough lesson 😭😭😭.. never again 🤣
2025-06-04 20:14:45
3
mydebtconfession
49 & Catching Up :
Exactly. This same thing happened to me TWICE
2025-06-04 23:11:58
1
cleaningandwinning
Cleaning Motivation :
Yes same here!!
2025-06-04 19:51:30
2
sharletteperry
sharletteperry :
yes i was thinking about it
2025-06-21 13:47:37
0
aaron_alert
Ann :
I wish I could have heard this 3 years ago, and been smart enough to know better! 🙏🙂Great advice
2025-06-07 04:24:10
0
harrisonthomas57
Harrison N🇨🇦 :
I consolidated my 13k debt into a line of credit with only 6% interest. best decision I ever made to pay it quick with low interest.
2025-06-18 10:27:22
0
damnnitsholly
Holly :
Aye I just paid everything down but I’m almost back at it again. I’m gone go hard and get it back down. I really wanna be free from this.
2025-06-09 16:23:38
0
anne.sherry
Anne Sherry :
❤️❤️❤️
2025-06-04 23:15:42
1
mbellow1963
Ms B. :
🥰
2025-06-13 15:26:20
0
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