@humphreytalks: When the stock market is at all time highs, don’t be discouraged investing. 1️⃣ If you missed just 10 of the best days in the market in the past 30 YEARS, you could erase your gains by 54%. 2️⃣ Missing 20 days will cost you 73% of your total gains, and missing 30 days will result in 83% less. This means that the old adage, time in the market beats timing the market - is undecidedly true. So… when are the best days? When do they happen? They actually happen when the market is down! 50% of the time they happen when investor confidence is low and the market is trading down 20% from all time highs. I hope this encourages you to stay invested. Humphrey