I just hate that they ask toooo many questions lol why do u need to know why I need MY money
2025-06-16 11:16:56
1697
Paul :
Taking money out of 401K, a disaster down the road.
2025-06-17 14:20:21
930
yougotduckedd :
Do not do this.
2025-06-17 16:34:40
513
Naturally_Golden74 :
take out a loan from your 401k. Pay yourself back
2025-06-16 16:24:38
657
Lily Ana Edwards :
I love it I paid off my car , 10k. my payment was $267 now I'm only paying my self back 169. I'm saving + making money in interest👌
2025-06-14 21:26:38
250
Vertigo_max :
You pay yourself back with interest rate. Cheaper than loans from the bank.
2025-06-16 22:28:53
311
red meat :
Get ur money before you loose it
2025-06-16 18:57:11
101
Softly Broken :
By remember u got to report it to IRS and income you received during that tax year if not you will be penalized
2025-06-16 08:42:55
59
Themoeg :
This defeats the purpose of a 401k aka compounding interest. If you can’t afford something just don’t buy it.
2025-06-17 04:06:12
147
Queen Neff :
The fact you have to pay it back, is crazy. I stop contributing and got a Roth IRA, so much better.
2025-06-17 01:37:01
12
pogi_in_bk :
If you borrow money from your 401 k . You have to pay taxes the end of the year.
2025-06-16 06:56:03
16
Thats so Lioness :
Used it to buy a house
2025-06-16 17:11:23
34
User5678 :
My job want let you borrow. You will have to quit your job to get your money.
2025-06-16 12:53:27
8
nanlikenancy75 :
Don’t take it unless it’s an emergency!!
2025-06-17 00:39:40
114
A I X A :
Not all plans allow you to borrow. Check your plan rules. The amount you can borrow, also depends on how your plan was set—up.
2025-06-16 23:15:18
54
DeeMarie324💕 :
Yup, took out a loan from my 401k, paid off all my credit card debts & paid my loan back.
2025-06-17 00:20:50
73
Gigi G. :
Listen, I’m about to be out of a job in 2 weeks. None of these places I’m applying to are calling me back. If by the end of July I can’t find a job, you better believe I’m pulling out my 401K.
2025-06-18 01:28:59
0
user1122876748888 :
Yah- and then you have to pay it back and if you leave that job- you paying that loan back in 90 days. Nothing free or easy
2025-06-16 15:19:45
5
Jason Roling :
Probably look somewhere else for financial advice.
2025-06-17 13:22:00
98
Kannin :
its crazy yall put money into 401k and then gotta jump through hoops just to get a piece of that money cause you need it.
2025-06-16 23:26:36
54
Rob.yn28 :
I’ve borrowed 3 times in 20 years and paid myself back
2025-06-16 23:50:08
55
Nico Suave :
I live from 401k loan to 401k loan lol
2025-06-17 04:37:11
34
cutiepussdad :
Your 401K isn’t an ATM. If you use it this way it defeats the purpose.
2025-06-17 11:52:05
21
Redbandit55 :
right but the taxes gonna hit you hard
2025-06-16 10:31:31
36
Smb82 ❤️ :
My job wants me to fill out some hardship form and it only for eviction purposes 😩
2025-06-16 21:56:40
10
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