@daveramsey: 7 Steps. That’s it. A simple plan, and it works EVERY time. BUT... it’s a lot easier said than done. To complete these, you’ve got to decide you’re going to DO it. Day in and day out, you’ve drawn a line in the sand, and you are NOT going back. No more excuses. You’re taking control of your actions and your life. You’re ready to make your money work for YOU, not the other way around. #moneytips #moneyadvice #debt #debtfreejourney
You won’t understand until you read Encrypted Abundance by David West. It’s a MUST-read. It will change your life FRFR
2025-06-18 23:08:24
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Theresa Bland Nichol :
i am 54 and have no debt. it is amazing. i pay cash for everything.
2025-06-18 15:31:00
607
Damian :
I’m 17 I have 1,000 saved no debt and a 23k emergency fund I love this dude
2025-06-18 21:10:18
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Lisa :
seems like I should have started these baby steps long before now. 👌😂 what do you do at 45 as a server? 🤣
2025-06-19 02:13:30
10
The40acreWood :
I'm on 6!
2025-06-18 22:05:34
9
A :
Those are not baby steps
2025-09-27 19:57:11
0
Alex Paparo :
Baby steps sounding like giant step
2025-06-18 20:21:35
22
yoder :
“Just make sure you start out rich like me”
2025-06-18 19:44:10
218
bbh308 :
im 20 and dont know how why people struggle ive completed this already 😂😂
2025-06-19 01:37:11
8
David Taylor :
Does 401k count for emergency fund?
2025-06-18 21:43:45
5
Michael John Campbell :
what if you're on disability
2025-06-19 00:46:32
3
Joseph Rockos :
Didn’t work now what
2025-06-19 02:44:59
4
Adalberto Marquz :
Yes I can pay off my 500,000 house in the spend of 5 years with the minimum salary of course why didn’t I think of that! Wow baby steps was the answer all along! 🤪
2025-06-19 01:13:09
6
teqtony :
Yea whats the dollar amount that generousity starts to appear. Last I checked I still have to pay a mortgage for healthcare unless I want to wait a year for a VA appt
2025-06-18 21:46:47
4
Kyle Van :
I will never understand the snowball while not having a full funded emergency fund
2025-06-19 02:21:54
12
Bo :
Why pay off home if we continue to pay $9000 on property taxes for LIFE!!! UNTIL DEATH!!!
2025-06-18 14:54:50
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Laura May Hirst :
i’m currently on baby step 3 😂😫
2025-06-18 20:30:41
7
jnr :
buying my material😊
2025-06-18 17:07:58
7
Stephanie Lara :
it's just i want to push my baby step 1 to an actually emergency fund, 1000 can go real quick
2025-06-19 00:47:19
3
jiban.gaire2050 :
Hi everyone, I’m 32 years old and single. I just paid off $320,000 in debt for my dad and family, and now I have about $100,000 in savings with no other debt. I’m confused about what to do next: Should I buy a house, invest in a new building, or focus on stocks and retirement accounts? What would you recommend as the smartest next step to build wealth? Thanks so much for your advice!
2025-06-18 18:24:04
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Nomadman007 :
The only thing I disagree with is the saving for college part. College is a scam and a financial trap so teach your kids to learn a trade trade schools are much cheaper and there will a no limit to your success
2025-06-18 14:45:33
12
Rollinolds :
lmao I'm broke ol son
2025-06-18 23:32:18
3
Sofía :
All steps done but 4
2025-06-18 22:20:14
3
Meghann Miller Willi :
What is the number to call for help? I’m about to lose my job, 1/3 of my household income. Genuinely need help please.
2025-06-19 01:42:47
6
Janet🇺🇸 :
Why do we need to save for kids college? That’s on them.
2025-06-19 03:37:57
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