@daveramsey: 7 Steps. That’s it. A simple plan, and it works EVERY time. BUT... it’s a lot easier said than done. To complete these, you’ve got to decide you’re going to DO it. Day in and day out, you’ve drawn a line in the sand, and you are NOT going back. No more excuses. You’re taking control of your actions and your life. You’re ready to make your money work for YOU, not the other way around. #moneytips #moneyadvice #debt #debtfreejourney

Dave Ramsey
Dave Ramsey
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Region: US
Wednesday 18 June 2025 14:35:00 GMT
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schoohppb5b
蘇雅涵 :
You won’t understand until you read Encrypted Abundance by David West. It’s a MUST-read. It will change your life FRFR
2025-06-18 23:08:24
770
tsheeklou
Theresa Bland Nichol :
i am 54 and have no debt. it is amazing. i pay cash for everything.
2025-06-18 15:31:00
607
damianisdumb0
Damian :
I’m 17 I have 1,000 saved no debt and a 23k emergency fund I love this dude
2025-06-18 21:10:18
62
lw5997
Lisa :
seems like I should have started these baby steps long before now. 👌😂 what do you do at 45 as a server? 🤣
2025-06-19 02:13:30
10
the40acrewood
The40acreWood :
I'm on 6!
2025-06-18 22:05:34
9
user_194736141
A :
Those are not baby steps
2025-09-27 19:57:11
0
alex_04_p
Alex Paparo :
Baby steps sounding like giant step
2025-06-18 20:21:35
22
beemer50
yoder :
“Just make sure you start out rich like me”
2025-06-18 19:44:10
218
bbb3o8
bbh308 :
im 20 and dont know how why people struggle ive completed this already 😂😂
2025-06-19 01:37:11
8
taylordp329
David Taylor :
Does 401k count for emergency fund?
2025-06-18 21:43:45
5
michaeljcampbell
Michael John Campbell :
what if you're on disability
2025-06-19 00:46:32
3
joseph.jrockos
Joseph Rockos :
Didn’t work now what
2025-06-19 02:44:59
4
adalbertomarquz
Adalberto Marquz :
Yes I can pay off my 500,000 house in the spend of 5 years with the minimum salary of course why didn’t I think of that! Wow baby steps was the answer all along! 🤪
2025-06-19 01:13:09
6
teqtony
teqtony :
Yea whats the dollar amount that generousity starts to appear. Last I checked I still have to pay a mortgage for healthcare unless I want to wait a year for a VA appt
2025-06-18 21:46:47
4
kylevan7
Kyle Van :
I will never understand the snowball while not having a full funded emergency fund
2025-06-19 02:21:54
12
bo29364
Bo :
Why pay off home if we continue to pay $9000 on property taxes for LIFE!!! UNTIL DEATH!!!
2025-06-18 14:54:50
76
lauramayhirst
Laura May Hirst :
i’m currently on baby step 3 😂😫
2025-06-18 20:30:41
7
chibuikem12o
jnr :
buying my material😊
2025-06-18 17:07:58
7
stephanielarap
Stephanie Lara :
it's just i want to push my baby step 1 to an actually emergency fund, 1000 can go real quick
2025-06-19 00:47:19
3
jiban.gaire2050
jiban.gaire2050 :
Hi everyone, I’m 32 years old and single. I just paid off $320,000 in debt for my dad and family, and now I have about $100,000 in savings with no other debt. I’m confused about what to do next: Should I buy a house, invest in a new building, or focus on stocks and retirement accounts? What would you recommend as the smartest next step to build wealth? Thanks so much for your advice!
2025-06-18 18:24:04
24
nomadman007
Nomadman007 :
The only thing I disagree with is the saving for college part. College is a scam and a financial trap so teach your kids to learn a trade trade schools are much cheaper and there will a no limit to your success
2025-06-18 14:45:33
12
rollinolds
Rollinolds :
lmao I'm broke ol son
2025-06-18 23:32:18
3
sofiarenax
Sofía :
All steps done but 4
2025-06-18 22:20:14
3
meghannmillerwilliams
Meghann Miller Willi :
What is the number to call for help? I’m about to lose my job, 1/3 of my household income. Genuinely need help please.
2025-06-19 01:42:47
6
jael9287
Janet🇺🇸 :
Why do we need to save for kids college? That’s on them.
2025-06-19 03:37:57
18
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