@neilinvests: Opening a junior ISA for your kids could end up making them millions. Let’s go over it all. #juniorisa

Neil Invests
Neil Invests
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Region: GB
Wednesday 16 July 2025 16:40:15 GMT
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appleuser88656313
appleuser88656313 :
Neil I have an 18month old. I have £9000 to put into a junior isa and willing to forget the money and it’s there’s when they turn 18. I will continue to drip feed across the years. Where should I go with my 9k I have now? So confused
2025-07-17 08:50:23
9
gemma1m.who
gemmamurrells :
I want to do this for my two. Want to understand it more
2025-07-16 22:39:13
17
jonno.d.99
Jonathan :
I saw one of your videos roughly 2 years ago now talking about this and opened a JISA for my newborn son. And through regular £25 investing as well as putting Christmas and birthday money into it he's now got about £1800. Really chuffed and hope he'll have a healthy pot by the time he turns 18. I've decided to increase contributions by 2% each year.
2025-07-17 08:52:37
10
user2050587581416
user2050587581416 :
I have 2 junior stocks isas with H&L and add money per month but don't know how you can use that to automatically buy stocks, do you have to do this manually when you have a minimum available to buy stocks?
2025-07-17 16:06:37
3
catw167
catw85 :
I have this for my boys but didn't set up the dd initially as thought I could go back and sort. Turns out the only way to do it is by printing a form which is posted back to them. So frustrating!
2025-07-16 21:10:10
12
m1taiwan
MIT :
I started this a year ago for my kids because of your content. my eldest started at 6 and youngest was just born. the only addition I added was the Nasdaq.
2025-07-16 21:05:31
21
garingardner8
Garin Gardner :
The Hargreaves Lansdown charge also compounds???
2025-07-17 16:00:03
4
bail3y101
bsellgyo1qv :
What % allocation would you suggest having between Cash ISA & SSI as a 22 year old? SSI is for retirement and Cash ISA is for shorter term expenses (I already have an emergency fund separate)
2025-07-17 08:55:18
7
mpfe6
mpfe6 :
If you start a pension instead it gets a tax top up from the government
2025-07-17 04:58:29
5
user88224414
userttt :
I don't know if I'd trust my kid with that. I just use my lisa for him.
2025-07-19 17:50:43
3
jamesharrison5223
jamesharrison5223 :
Don’t do it. Imagine turning 18 years old then getting access to possibly thousands of pounds with limited financial life lessons. What could benefit them in the near future could be lost by their crazy spending habits. Instead put the money in your own S&S ISA but treat it as your child’s money. At least you have full control over when you believe they’re ready to be given such a huge amount of money.
2025-07-20 20:02:52
2
robmennell1
Rob Mennell :
Hey Neil, slightly late to the party but for me lucky my pension is pretty good…. Have just opened HL Junior ISA and saying if only 25 quid investment can only do 1 fund, to do 2 funds as per your portfolio would have to do 2 x 25 pound is that correct?
2025-07-17 16:59:56
2
sarahpatterson795
Sarah Patterson :
We have started investing all my sons child benefit for this exact reason. I want him to be able to have financial freedom and teach him the value of money
2025-07-23 09:35:16
0
skulldugz
skulldugz :
I have a one family JISA just opened a HL JISA. Do you think I should transfer?
2025-07-26 14:35:41
1
carefreedo
carefreedo :
Very helpful video
2025-07-19 08:13:55
3
jennifer19992004
Jennifer :
Are you making deposits easily enough? Every time i try to add funds via app it says theres an error 😬 iv tried for weeks to add more funds
2025-07-20 11:08:46
1
pinkybabz
Shrina :
hey just wondering when your kid turns 18, are you planning to let their junior ISA roll into an adult one? or thinking of moving it to another platform or something?
2025-07-17 14:31:09
4
jaycoman
Jayco Jayco :
Love this 👍👍
2025-07-17 22:46:26
2
n44thg
n44thg :
Great post Neil. Completely agree
2025-07-16 19:26:39
10
dandmwg
dandandandandandandandandandan :
My youngest was born after the cut off for a child trust fund so I set up a junior ISA for her and am putting in £30 a month. Then I setup a pie on trading 212 and am putting in £50 a month. She should have around £8k when she's 18. She's sensible enough to take some out for driving lessons but continue to invest once she gets to 18
2025-08-23 12:04:28
0
clb53b
Clare Linda :
I’m going to switch my kids Ida’s to stocks and shares Isa
2025-07-27 13:11:05
1
neurophder
Dr Ara | Neuropsychologist :
Great video as always 👏
2025-07-20 20:41:46
3
balthazar672
balthazar :
What microphone do you use ? It sounds great
2025-08-14 13:52:57
0
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