@fmsmith319: I don’t think the housing market will crash, but I do think we are stuck

Freddie Smith
Freddie Smith
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Region: US
Thursday 17 July 2025 15:59:31 GMT
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f.off749
Captain Obvious :
That’s a crash my friend. If no one is buying, selling , or building that’s a housing crash.
2025-07-17 20:49:51
1207
jbb1901
BSJ :
Bought in 2019 and have interest rate of 2.75%. We couldn’t even afford to repurchase our current house with the rates and how much homes have gone up.
2025-07-18 00:40:54
1260
a.marie301
a.marie301 :
Buying/Selling and taking an L ; literally everything’s hit me at the WRONG TIME
2025-08-28 08:29:35
0
jia1123
jig1123 :
Having to sell because of divorce, I’m ANXIOUS
2025-07-17 17:05:27
575
aprils_cat
April’s Cat :
If I won the lottery, I’d start a new home construction business where I built simple 3/2 ranches at a flat 5% profit like Mark Cuban did with his pharmaceutical company.
2025-07-18 12:04:43
1411
thejoelatorre
TheJoeLaTorre :
Everyone worried about late stage capitalism when really we gotta worry about feudalism
2025-07-17 16:51:27
603
s2000adam
Adam James :
Have to sell mine. Walking away with 120k and from a 2.1 interest rate. Double edge sword
2025-07-17 20:39:34
306
kym_plus3
Kym :
We are trapped renting because of this market. No debt, a large down-payment saved but our income(55k) is too low to qualify for anything big enough for our family. We'd need 3bed 2 bath min and those in livable condition here are 400+.
2025-07-17 23:01:06
258
michaelwehking
Michael Wehking :
Crying because we’re leaving our 1100 mortgage payment for a 3300 payment
2025-08-27 18:05:10
0
tclark86
Trent C :
Not to mention the increase in property taxes. My mortgage payments gone up $700 bucks a month since bought in 2021. Insane
2025-07-17 19:05:40
262
thomaslester1
Thomas Lester :
Unfortunately my condo will be my coffin.
2025-07-18 13:59:43
239
kinkajou_monkey
kinkajou_monkey :
The homeowners insurance where I am is killing us!
2025-07-17 19:56:14
185
jesssaiyan
jesssaiyan :
I’m so tired of this. I’m sick of renting I want my own place to actually call home….its starting to feel like it’s never going to happen at this rate and I’m 34 years old 🥲
2025-07-17 17:09:36
256
daedaldesi
daedaldesi :
Owning your home is no longer becoming an investment, it’s more like paying for a lifestyle where you win some/lose some
2025-07-21 15:30:54
252
innerauthority
Inner Authority :
I feel stuck in all areas of life— no upward mobility at work bc no promotions, wage stagnation means no moving forward on having a family or moving to a bigger place. Inflation outpacing paycheck. They have us all trapped.
2025-07-22 19:16:08
192
babsnewstravelsfast
miumiu :
the buyers with large incomes and low debt are private equity 😭😭
2025-07-19 07:03:29
194
forever_jake
ChelseaBunsGreenCard :
when 60% of people cant afford a the avg house and we arnt having enough kids to be a country in 50 years its going to crash
2025-07-18 04:48:18
108
subvet1969
SubVet1969 :
I’m well positioned now as I bought in 2012. BUT, these current prices coupled with high interest rates aren’t good for the country. Something needs to give. I want my kids to be able to be able to own affordable homes as well.
2025-07-17 18:35:00
248
skywalkstories
SkywalkStories :
Houses are still 3-4 times their actaully value. In my neighborhood, houses were selling for $130k in 2019. Now the same exact houses are selling for $380k-$415k. It’s a nightmare.
2025-07-21 09:58:15
73
rrjr97
rrjr97 :
Well, tell Powell to lower rates and we won’t have this problem
2025-07-17 22:36:56
27
kscooter888
kscooter888 :
We ARE stuck. The biggest issue existing home owners face is displacement. Most realtors will tell you sellers won't take contingency offers because they will add a kick out clause if another offer comes along. Displacement could potentially cause people to never own again because rent is so high. People would never be able to save the additional money needed to help put them in the next home. Selling the existing home is not enough to upgrade amymore.
2025-07-17 16:34:58
87
christina_did_hair
Christina :
Alot of people during that time refinance and pulled out equity and now cannot afford the payments. I have a feeling we’re gonna see some foreclosures in the near future maybe enough to pull down the housing market
2025-07-17 22:34:33
64
hawaii972
Hawaii972 :
Bought our house in 08 for $179k, 3% interest, now worth $500k. Nothing makes sense and we will live here forever.
2025-07-17 19:08:01
225
jsbrisk
Jsbrisk :
The housing market is dead. The Dodd Frank laws stagnated the market. No one can buy and no one wants to move. People who bought during the recession will never leave their home. There is no market anymore
2025-07-17 20:50:02
49
zeldavet88
zeldavet :
even taking a couple hundred dollar loss on renting isn't necessarily bad. we are taking a 200 dollar loss on our rental, but the mortgage is still getting paid and that equity is still increasing
2025-07-18 15:23:38
25
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