Erika Kullberg
Region: JP
Monday 21 July 2025 12:00:19 GMT
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SMOOTH-J :
Thank you Erika, I've been telling people about this constantly. 💪
2025-07-21 13:28:13
13
Just Another Guy :
I would LOVE to find a livable house where I live for $450K 😅😅😅
2025-07-21 23:54:35
19
Joe Iucci :
In most cases you'd be better off investing the $10 dollars a day in a S & P mutual fund. You'd have $323,500 dollars in 23 years. You could pay mortgage balance of $175,723 and still have $147,777 in your investment.
2025-07-21 23:37:42
179
bettinasettles :
You forgot to mention that the extra payment should go against the principal balance otherwise bank will automatically apply it to their interest
2025-07-21 13:29:36
252
Dirty D :
How are you even calculating this? and you did forget to pay towards principal
2025-07-22 01:15:06
7
anneyvette77 :
Consider also a 20 or 15 year loan. You get a lower interest rate and save hundreds of thousands in interest as well!
2025-07-21 14:27:26
10
MeemLevy19 :
that's an extra $300/mo. do most ppl have an extra $300 every month?
2025-07-31 19:30:59
6
@4kliftman :
Pay down in 2 years. Hopefully refinance to lower interest, then 100$ extra every 2 week and pay off in 15 years. We did a 30, refinanced after 2 paid off in 11. Cancel mortgage insurance after meeting 20% value. Lot of money wasted on MI.
2025-07-30 04:29:01
13
Ashley Chapman :
extra money? what's that?
2025-08-04 21:32:10
5
Lezabob :
We’ve always over paid to get it down sooner. But we also watch rates & remortgage where can do get better rates when possible. Last time we did it & got in before rates went up. Got in at 2%! Friend bought a house a week after us & got in at 4.5 rather than 6%. She was happy until she found out the rate we got lol.
2025-08-11 14:24:25
5
scAshleigh17🇮🇱❤️ :
450k where!? Utah, Kansas?
2025-07-28 06:35:41
5
MominFinance :
100k in savings is crazy
2025-07-25 22:09:05
7
ZellaRella :
My husband has less than $2,000 on his car left and he got it last year, (used car) so he will own it outright at the end of this year. 💜
2025-07-21 12:38:27
12
Birdie :
Just take your monthly payment without escrow, divide it by 12 and tack that on each month. Be sure to specify towards principal only!
2025-08-02 00:27:38
5
Chris Hazel :
Tried this. Banks are hip to that. For me, doesn't matter how often I pay, they won't apply the payment until it reaches a "full" payment amount, so it saved me nothing.
2025-07-29 03:09:20
7
Michael :
6%?!?
2025-07-24 06:50:43
6
MicheLeG❤️🤍💙🇺🇸 :
Yes!!
2025-07-22 04:09:45
7
Queen 👑 Mina :
Thank You!!!😊 💝💝💝
2025-07-23 17:59:42
8
DJ Trainwreck :
So, my $2,700 payment is only $3,000 per month -- plus property taxes and insurance premiums? Oh, joy.
2025-07-21 12:28:29
17
GamerNurseMom :
What if we split our mortgage every 2 weeks AND pay an extra $10. How much interest would be saved and how will it shorten the term?
2025-07-21 15:26:48
19
CAROLINE 🇵🇷💖🎀 :
I will tell you a secret the house is never yours ..cause then you have to pay taxes on the land 🤣🤣🤣🤣🤣🤣
2025-07-21 12:52:49
49
tikicktokock :
But make sure that extra money is going to principle and not interest or interest plus principal. Some mortgages you have to specify the extra money is for principal only
2025-07-21 13:47:13
49
Maddie Marbles: The Marvel :
This is how I paid off my 3 year car loan in 2.5 years.
2025-07-21 12:09:17
13
Jamie Foglesong :
as long as your lender doesn't have pre payment penalties. most mortgages today are amortized but some dont allow for this. do your research before people!
2025-07-22 15:33:20
8
jayne137847 :
Use that extra money to pay down any debt over 6%. If you have credit cards you’re paying over 25% 😵😵😵
2025-07-21 18:50:52
6
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