@jenna_gardner_ai: Next shark tank idea! Alright, let’s kick the tires on this one. I know seller financing isn’t perfect, but with the right legal protections in place, it’s pretty sweet, right? Benefits are clear for the buyer if the seller offers a lower interest rate. Seller gets to collect interest, defer capital gains taxes, and can have fixed income backed by an asset (the house). If retirees are downsizing or transitioning into a community, this could make a lot of sense for them. Those much more knowledgeable than me, please jump into the comments! . #businessidea #housingmarket #housingcrisis #sellerfinancing #mortgage #business #community

jenna_gardner_ai
jenna_gardner_ai
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Thursday 24 July 2025 19:34:12 GMT
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harold_malibu
Harold Malibu :
10s of thousands of people have purchased courses on doing this. The market is flooded with cold callers drumming up leads, getting them under contract, and selling the leads to investors. Investors love this because they get in with little out of pocket and cashflow right away. I buy these contracts from "finders" I often get in a property for as little as 7-10k down in some areas.
2025-07-25 00:03:28
1
feistylittlething
Shannon 🇺🇸💔 :
I’d be down to build this with you. Real estate is my industry, I have both bought and sold with seller financing. It’s a huge win-win scenario, this addresses the problem that makes it hard for most people to find the right scenario. I love it.
2025-07-24 19:59:56
3
superdmc1
superdmc1 :
I have two lots in East Austin. We would consider seller financing.
2025-07-24 21:02:27
1
arrivvainc
arrivva- fred glick :
But.... People list with agents that put it on the MLS and there is no API for that. public records sometimes show the mortgage is paid off. And how about a down payment? No money down and then the values go down and they have to sell is called a short sale. The seller loses. There are so many more reasons that this can't scale. If a seller is willing to do so, it is already in the MLS.
2025-07-26 00:46:52
0
leokayali
Leo Kayali :
How serious are you with the idea? Willing to move to SF?
2025-07-26 00:21:04
2
benjamin.henry79
Benjamin Henry :
To build the app have you considered using an ai app builder like replit. It makes very legit and complex stuff all with regular speech prompts.
2025-07-25 01:18:49
1
jorgepineyro26
Jorge Pineyro :
That is a great idea ! I’m in to build something like this….
2025-07-25 04:40:20
1
ihsan_is_done
Ihsan Salleh :
this sounds like what HonestDeed is doing. i met the founder
2025-07-24 19:54:03
2
milson.lickett
Milson Lickett :
Hmm … I think I could do something with this inside a penny stock company… and use the stock to facilitate the trade by being collateral in a default. - thus the less defaults the less stock hits the market … the pubco could build the app and then create the community with equity incentives for paying their mortgage/rent.
2025-07-25 04:35:50
1
ricosuaveog
Rico Suave og :
banks won't allow it!
2025-07-26 22:54:01
0
mike_diamonde
mike_diamonde :
That sounds like a great idea. A mortgage broker for reverse mortgages, and you solve a big housing issue
2025-07-25 16:07:00
2
lari_lee_
Fire starter :
Great idea!! Buying/selling land in this way would be great also for those that want to set up community living and community gardening
2025-07-31 15:13:43
1
hurricanes541
Hurricane6_541 :
Billy’s Land and Land Central have a version of this, but it’s more focused on land, not actual properties.
2025-07-27 14:42:43
1
kingtut28
King Tut :
you know how much money the banks would lose by not getting that interest
2025-07-25 01:46:46
1
wassupvegas1
wassupvegas :
Good idea
2025-07-25 00:50:11
1
churchofthemicrocosm
churchofthemicrocosm :
hold my hand wholesale
2025-07-26 18:22:42
1
suehale130
suehale130❌️ :
Hale yeah girllll we should talk. I think this idea is great
2025-07-25 12:23:56
1
spot_the_fake
Cybernomics AI :
Fracking
2025-07-24 21:40:14
1
anthonypompano
Anthony | LKN :
if i had any background in the financial industry I'd be all for this
2025-07-24 19:51:32
1
biosciengr
Eric :
@J. Friday - check with her re: connection engine
2025-07-24 23:06:18
2
z3ll3r1
Prep :
👏👏👏
2025-07-24 19:39:32
1
eduard.5034
e j :
😂
2025-07-25 21:16:38
0
manuel.cobaxin.ch
Manuel Cobaxin Chang :
😘
2025-07-26 02:21:39
0
gpatience777
George Patience242 :
cash buyers like Blackstone have destroyed your idea...but nice try.
2025-07-25 04:04:04
0
gpatience777
George Patience242 :
old people don't trust young people 😐
2025-07-25 04:03:20
1
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