@janetlinxo: Wells Fargo just broke up with BILT mastercard- one of the only credit cards that gives you points on rent, with $0 annual fee. BUT. IF YOU PAY RENT, YOU SHOULD STILL APPLY FOR IT (if you don’t already have it) The program isn’t going away. You’ll still earn points. And the new changes won’t take effect until Feb 2026, when Bilt transitions to a new issuer (Cardless) and launches a new card portfolio. I think of it as free money because I’ll be paying rent regardless why not get points out of it (I’ve accumulated multiple business class flights from it) 💳 Here’s why this story matters beyond just Bilt: • Banks are getting smarter (and stricter) about unprofitable rewards cards • Credit cards are starting to favor high-fee, tiered models • The golden age of easy points, generous perks, and loopholes? It’s starting to close • If you're a smart spender, understanding how banks make money off you is more important than ever ✅ Actionable Takeaways:     0.    If you pay rent, get Bilt while you still can. It’s free points.     0.    Track your category spend (stop swiping on cards that don’t reward you back)     0.    Stay alert (the credit card landscape is shifting fast, especially for savvy users)     0.    Loyalty programs are evolving. Don’t be loyal to a card that no longer serves you. 💬 What do you think of this trend? Are you changing up your credit card strategy too? Save this to come back to later. and send it to someone who’s optimizing their points! 💳

Janet Lin

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Region: US

Friday 25 July 2025 19:03:24 GMT