Tyler Gardner
Region: US
Sunday 27 July 2025 13:00:30 GMT
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MaynerdOllie1 :
my available balance on my credit card is my emergency funds...if needed I can move money from my index funds to pay the balance.
2025-07-27 13:09:37
11
Li :
What if someone loses their job? You think ALL money should be invested instead of liquid?
2025-07-28 11:12:41
17
Stephen :
You don’t need to get a good return on emergency funds. If it keeps up with inflation and taxes that’s fine. Need that if my car starts leaking transmission fluid or for a medical emergency
2025-07-27 14:43:20
47
Jallen511 :
For over ten years my emergency fund has been my brokerage account. It’s grown exponentially and I’ve never had an emergency. This is the smart way to do it
2025-07-27 14:34:53
14
Erc148 :
Until you really really need it.
2025-07-28 16:42:09
7
northwestofnowhere :
Having an emergency funds allows you to fund unanticipated expenses without the risk of having to sell investments in a down market
2025-07-28 23:54:38
7
CJ :
What do you suggest we do instead? I’m honestly just curious
2025-07-27 15:55:13
10
Duke :
Damn. So my 26 months of expenses in cash isn’t good?
2025-07-27 18:47:15
6
Fjdhsyer77 :
So…call it a roof fund…you still gotta put the money aside somewhere.
2025-07-27 22:06:42
25
Fred Morrison :
Emergency fund covers you if you lose your job
2025-07-27 23:49:07
3
williammosley315 :
lol I love how I check out your pinned video after this and it literally says you should have an emergency fund in a HYSA
2025-07-28 13:23:14
29
user4515466106430 :
My emergency fund is me swiping my low interest rewards credit card, then pulling the money from my brokerage account and paying it off before any the interest is applied.
2025-07-28 04:28:42
8
frostcrest :
I put half my emergency fund in BTC
2025-07-28 04:12:23
6
NYCRelevant :
no it's not over rated - long term unemployment is very dangerous without an emergency fund
2025-07-28 00:59:06
7
C :
Decent advice but far more nuanced than what you’ve offered here
2025-07-28 13:43:14
5
Maddoc45 :
Emegencies such as medical, car breaks down, appliance goes out, bail brother in law out of jail
2025-08-08 12:47:44
0
Megan Peles :
I got injured this year, an emergency fund is super needed when you need surgery out of the blue
2025-07-29 14:02:21
4
Oban.14 :
100% invested and have a HELOC.
2025-07-27 14:35:12
4
✌️Bandz✌️ :
So invest 90% ?
2025-07-27 13:44:27
3
Cameron Glynn :
Bro lives in PNW??
2025-08-03 15:11:28
2
Robert. Conlin :
I am still do not follow the logic, what ever the expense is, either paying by credit card, which still need to have the ability to pay it in full end of the month. Or the other case is save up for expense month in advance is still money in cash.
2025-09-14 20:11:37
0
mike2016r1b :
Correct if wrong, but I can take money out of SGOV at any time penalty free , but the second I put money into a taxable brokerage every dollar gets taxed on withdrawal regardless of cost basis.
2025-07-27 13:43:32
2
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