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@jamesma961: 所以,2015決定転401K 10万到Roth IRA。 2025提領10%時,淨賠稅款0.18万。 如果自2015年後,每年都転10万,10年後每年提領10%報稅,淨損失就非常驚人了😱 😱 😱 😱! 淨損失的重點在於,同樣依靠每年消費30万夫婦報稅標準,稅率會由33%降到24%。 這是經濟成長囯家的趨勢。 IRS當然希望每個人都早一點或準時繳交稅款,而且还把資金留在投資市場穩定金融。 都是辛苦錢,転時勿必三思。
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