@mikagonz: Here I’m using my debt tracker I created to show how interest is accruing and affecting people who are on the SAVE plan. In my opinion always try and at least cover the interest!! Especially if it’s more than your minimum payment to make sure your balance does not keep growing! I’m working on finishing making a copy of my tracker that can be used by others and will share it once it’s ready. Hopefully tomorrow or Tuesday! #studentloans #saveplan #debtpayoff #debtrepayment #debtfree #debtfreejourney #fyp #loans #loanprograms #college #debtavalanche #debtsnowball

Mika
Mika
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Region: US
Monday 04 August 2025 00:31:14 GMT
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user845319576195
TheKirst :
My daughter is on the save plan. It still shows O interest on all her loans. It says her payment is due though🤷‍♀️
2025-08-06 19:21:52
20
210miniaturestudio
210miniaturestudio :
can you make payments even though is not required? in save plan? I am lost!
2025-08-05 02:52:52
1
ericca_n
Ericca :
Ooohh I’m excited for this template
2025-08-05 16:51:04
21
scarmanderrr
Scar :
This is incorrect. The SAVE plan waived any interest not covered by min. Payment monthly. Now the save plan is dead and that interest subsidy is not happening. However, SAVE plan ppl are still in forbearance, so 0$ is due. Their SAVE plan payment is not due. People will likely not have a payment due until they switch plans/are forced out of SAVE. They are accruing full standard interest though.
2025-08-18 17:25:15
1
vippme
vippm :
Looking forward to the sheet template!!!
2025-08-05 15:54:39
1
squintringo
Squint Ringo :
If you have other loans with higher interest rates focus on those instead.
2025-08-05 04:56:41
5
esquarep
e^2 p (Jeannette ✨) :
looking forward to the template!
2025-08-05 21:12:15
2
chelsayshowers
Chels :
Do you have a link for this!?
2025-08-11 08:38:40
0
chanelpearls2021
Em :
any link for this!? love it. had it saved in my collections folder for an update :)
2025-09-29 22:59:43
1
solongrichard
Solongrichard :
People still don’t get it :/. But this explains it well. Got to make minimum and then interest for all.
2025-08-06 15:57:09
6
nishnicolelcsw
Nishnicolelcsw-c :
in my case i need to start repaying my job reimburses me all my payments im wasting time no making payments when i need five more years to be forgiven the save plan has been the biggest waste of time for me..
2025-08-06 21:58:56
0
appleuser97862583
Sparky :
OMG ALMOST 9% is brutal! The worst for me is 6.28
2025-08-06 16:32:31
7
ampersanders
Ampersanders :
man those interest rates are insane
2025-08-06 02:45:58
6
nodebtlife
nodebtlife :
Love this!
2025-08-04 22:18:21
0
brinorcross
Brinorcross :
I’d love this template! I hope the algorithm brings it back lol
2025-08-06 04:05:42
1
n7qtpies
Nana🌞 :
Hi there! I purchased but have a question! I’ve DM’d you! Thank you!
2025-08-06 02:15:27
1
easycalm5
easycalm5 :
Was on save. New plan: apply for IBR (I’m unemployed), file separately on tax return, pay down private student loans instead since with IBR i should be at $0/month.
2025-08-06 22:26:11
2
chanelpearls2021
Em :
thank you so much for trying to share with others. You are an angel
2025-08-06 12:33:47
2
user845319576195
TheKirst :
Question.. if you have 4 loans can you just pay on one or do you have to at least pay the interest on all monthly and then pay more for the highest loan?
2025-08-12 14:11:14
0
destinywillfindus
destinywillfindus :
Mine looks exactly the same
2025-08-05 11:15:31
0
thedarkdeed
Eclipse :
my loans were in forbearance during covid. I've been in a public sector job since 2022...I moved to save and was gonna have zero dollar payments. I was going for pslf and then save was frozen. I don't know what to do at this point.
2025-09-05 15:55:00
0
user6993119144793
user6993119144793 :
you have to keep in mind that these plans let you get your loans forgiven after a certain amount of time. The SAVE plan is best for those with larger debts
2025-08-05 21:38:56
0
tinkerbellgrad
Alicia :
🥺🥺
2025-08-05 22:08:05
0
cinnabunboba
。・°。♡Liv♡。°・。 :
😆😆😆
2025-08-10 23:46:14
0
blazelyk
Blazely :
this makes my brain hurt but I need it
2025-08-06 18:07:53
0
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