@mikagonz: Here I’m using my debt tracker I created to show how interest is accruing and affecting people who are on the SAVE plan. In my opinion always try and at least cover the interest!! Especially if it’s more than your minimum payment to make sure your balance does not keep growing! I’m working on finishing making a copy of my tracker that can be used by others and will share it once it’s ready. Hopefully tomorrow or Tuesday! #studentloans #saveplan #debtpayoff #debtrepayment #debtfree #debtfreejourney #fyp #loans #loanprograms #college #debtavalanche #debtsnowball
My daughter is on the save plan. It still shows O interest on all her loans. It says her payment is due though🤷♀️
2025-08-06 19:21:52
20
210miniaturestudio :
can you make payments even though is not required? in save plan? I am lost!
2025-08-05 02:52:52
1
Ericca :
Ooohh I’m excited for this template
2025-08-05 16:51:04
21
Scar :
This is incorrect. The SAVE plan waived any interest not covered by min. Payment monthly. Now the save plan is dead and that interest subsidy is not happening. However, SAVE plan ppl are still in forbearance, so 0$ is due. Their SAVE plan payment is not due. People will likely not have a payment due until they switch plans/are forced out of SAVE. They are accruing full standard interest though.
2025-08-18 17:25:15
1
vippm :
Looking forward to the sheet template!!!
2025-08-05 15:54:39
1
Squint Ringo :
If you have other loans with higher interest rates focus on those instead.
2025-08-05 04:56:41
5
e^2 p (Jeannette ✨) :
looking forward to the template!
2025-08-05 21:12:15
2
Chels :
Do you have a link for this!?
2025-08-11 08:38:40
0
Em :
any link for this!? love it. had it saved in my collections folder for an update :)
2025-09-29 22:59:43
1
Solongrichard :
People still don’t get it :/. But this explains it well. Got to make minimum and then interest for all.
2025-08-06 15:57:09
6
Nishnicolelcsw-c :
in my case i need to start repaying my job reimburses me all my payments im wasting time no making payments when i need five more years to be forgiven the save plan has been the biggest waste of time for me..
2025-08-06 21:58:56
0
Sparky :
OMG ALMOST 9% is brutal! The worst for me is 6.28
2025-08-06 16:32:31
7
Ampersanders :
man those interest rates are insane
2025-08-06 02:45:58
6
nodebtlife :
Love this!
2025-08-04 22:18:21
0
Brinorcross :
I’d love this template! I hope the algorithm brings it back lol
2025-08-06 04:05:42
1
Nana🌞 :
Hi there! I purchased but have a question! I’ve DM’d you! Thank you!
2025-08-06 02:15:27
1
easycalm5 :
Was on save. New plan: apply for IBR (I’m unemployed), file separately on tax return, pay down private student loans instead since with IBR i should be at $0/month.
2025-08-06 22:26:11
2
Em :
thank you so much for trying to share with others. You are an angel
2025-08-06 12:33:47
2
TheKirst :
Question.. if you have 4 loans can you just pay on one or do you have to at least pay the interest on all monthly and then pay more for the highest loan?
2025-08-12 14:11:14
0
destinywillfindus :
Mine looks exactly the same
2025-08-05 11:15:31
0
Eclipse :
my loans were in forbearance during covid. I've been in a public sector job since 2022...I moved to save and was gonna have zero dollar payments. I was going for pslf and then save was frozen. I don't know what to do at this point.
2025-09-05 15:55:00
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user6993119144793 :
you have to keep in mind that these plans let you get your loans forgiven after a certain amount of time. The SAVE plan is best for those with larger debts
2025-08-05 21:38:56
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Alicia :
🥺🥺
2025-08-05 22:08:05
0
。・°。♡Liv♡。°・。 :
😆😆😆
2025-08-10 23:46:14
0
Blazely :
this makes my brain hurt but I need it
2025-08-06 18:07:53
0
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