@pauldiazins: What if your business had a secret "credit score" that decides how much you pay for insurance? It’s called your XMOD and if it sucks, you’ll pay out the nose and get locked out of better coverage. Like and save if you want to learn how to keep your business's experience modification low and save on workers' comp premiums. #BusinessOwners #InsuranceKnowledge #WorkersCompensation #ExperienceModification #WCRIB #XMOD