@alexisanddean: Financial literacy Friday: Why do banks decline loans? #financialliteracyfriday #financialliteracy #financialfreedom #financialeducation #banking #banker #commercialbanker #loans #lending #lender #money #investing #businessloan #money #fintok #financebro #finance101 #underwriting #underwritingguidelines

Alexis and Dean
Alexis and Dean
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Region: US
Friday 08 August 2025 20:00:24 GMT
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kristenbenedictfarrell
Kristen Farrell42 :
Dean is SO calm and reassuring
2025-08-09 00:27:53
76
lchukster61
Charles Little132 :
And then there’s credit cards offered like candy to the unwashed masses…
2025-08-08 23:48:32
12
macyyz_love
user2045981126656 :
You are a beautiful couple love to hear from you every day
2025-08-08 20:09:04
48
3mississippimike
3 Mississippi Mike :
But also not to repay it too fast... The bank has ONE goal and that is to maximize their profit from every risk they take.
2025-08-08 20:14:22
17
appleuser99488617
Bibidi bop :
Hi! Can you talk about today’s executive order authorizing 401K managers to invest in private equity?
2025-08-09 00:06:39
8
cme1122
...... :
Can you ask him about investments into private equity firms for 401k?
2025-08-10 03:16:25
3
nothingnewduh
Alex :
Risk calculation 😉
2025-08-08 21:18:32
7
oeh2319
oeh2319 :
So which bank does Dean work for?😁
2025-08-08 20:47:41
2
shakebake45q
NoVaccineForMe :
On a loan transaction what percentage of the interest on a loan is given back to the depositor? For example let’s assume the loan rate is 8% how much of the 8% goes back to the depositors?
2025-08-08 20:33:53
6
realshariqamin1
Shariq Amin :
❤️🥰 Just coming from my portfolio and I’m happy with what I’m seeing❤️❤️❤️Thanks to you dean, I’m no longer depressed ❤️😁
2025-08-09 14:32:42
3
sherristewart61
sherristewart61 :
Dean, go deeper what bankers look for to approve or deny… t
2025-08-09 23:55:27
2
kjob17
KJ :
Dean, do you think the coming rate cuts indicate a coming recession while transitioning from an inverted yield curve, or are they simply for less restrictive policy and will send the market even higher?
2025-08-10 02:26:11
3
janiced18
JaniceD18 :
Always highly informative 👍
2025-08-09 06:38:12
3
s33kstruth
s33kstruth :
Nowa days it’s based on those numbers mainly… in the past it was based on trust and repayment history. Most banks are way over-leveraged and the goverment protects them via regulation. The smartest business people DO NOT work for people, so bankers are fancy paper pushers following the checklist created by real business people. Fancy accountants take no risk, business people have to find their own cash and prove the concept first only then will the bank invest, which is why innovation is so hard to do!! You’re way over regulated and over protected.
2025-08-09 18:01:38
1
winlululu
Win Lu :
can deano do a meet and greet or a social event?? it would be so fun to have a discussion with him
2025-08-08 22:46:04
4
cdgdst8
user9861128223182 :
Professor Dean!
2025-08-11 11:09:28
2
susanjaime2020
Susan Jaime 🏳️‍🌈🌈 :
What is astonishing to me is how much the banks have lost of our money since we have bailed them out in the billions. 🙄
2025-08-09 02:41:00
4
danabrittfarrow
danabrittfarrow :
Love this!! But no one should look at credit when it is the biggest scam and it has the most errors and it’s not the borrowers fault that the errors are on there. I think poor people can pay back better than rich people and as a country we were never taught about credit or debt or how it works.
2025-08-08 20:49:48
1
jenn.lifestyle.vlogs
Jenn.lifestyle.vlogs :
I love his question at the beginning of all the videos 😂 How? Well how? ☺️He gets frustrated with us. 🫣
2025-08-09 05:16:21
3
ken87453
ken :
Thank you very much for the teaching.
2025-08-08 21:59:28
2
user738382828283
User89282828 :
I work in underwriting and yes this is how it works.
2025-08-10 14:45:54
1
ricklawrence24
ricklawrence24 :
Sir, well put!
2025-08-08 21:50:32
2
youarefearless.com
YouAreFearless :
What a great question- thanks!
2025-08-09 05:03:46
1
username727472737
User 257263737 :
Is the bar is so hight how come the 2008 financial crisis even happened 😳
2025-08-09 03:01:39
1
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