Can we normalize not buying cars you need to finance?
2025-08-09 10:12:40
48
user6863362761585 :
I think it should be against the law to take a hit to your credit for applying. Why should we be punished for trying to find the best rate??
2025-08-13 10:01:37
119
tracyrahmig :
Used car dealer in Indy offered 7.45% with our 800+ credit score. We went to our credit union and got 4.5%, then used car dealer magically found 4.4%. We stayed with the credit union. Dealer should have offered the best rate the first time.🙄
2025-08-12 19:48:24
19
lilmaxwell :
Dealers are a joke. I got a 0% interest with Tesla. Didn’t have to negotiate. Got my price. Got my rate. Ordered my car. Picked it up. That simple
2025-08-12 20:22:43
7
dubsnation :
I think you need to give tips on how to buy a car when your score is 620 or below. So many videos on here that seem only geared towards excellent credit but they never mention that. Too many creators on here not painting the whole picture.
2025-08-09 02:34:29
10
Kyleeeeexd :
This is why I respect tomi over people like billy and especially caredge or whatever…. Gives REAL info. Not just fear mongering.
2025-08-09 00:09:21
73
Isaac Gutierrez :
You think 7.8% is good for a use 2024 1500 gmc sierra denali with under 700 credit score?
2025-08-09 02:53:16
0
Crystal the kitten foster🐾🪿 :
Do you have a video on gap insurance? Who should purchase it? Who shouldn’t? Does it make sense?
2025-08-09 15:59:14
6
BenzsandBowties :
Always share the rate you have!!
2025-08-09 04:22:13
29
Kevin Sanders :
Can one use dealer financing for a better price then pay it off right away?
2025-08-09 00:43:59
0
Jesus/of/Suburbia :
Will dealerships be giving big discounts on electric vehicles before the 7500 tax credit goes away to lessen their inventory?
2025-08-09 06:47:49
0
Alex Vargas :
Best way to do if u already have a loan and u wanna trade it in, do u get preaproved by the same bank u financing the trade in and then go to the dealership or do you finance the new car at the dealership i hope im explaining myself right
2025-08-09 01:26:58
0
bent wood woodworking :
this is exactly what I did with the Subaru I'm buying. best my credit union could do is 6.75% Subaru is offering a 2.9%
2025-08-09 03:07:35
0
user6531960095413 :
Save for few years and give them a check for a car and you are done.
2025-08-09 00:05:47
5
seachelle0439 :
How’s 8.960% for 740 credit?
2025-09-05 04:58:15
1
michael009z :
My credit score is 750, but the dealer told me that since I’ve never financed any product before, my interest rate is very high.
2025-08-09 16:00:29
0
Eastlight :
If youre buying a new car, and youre tier 1, know your programs and youre good. If you arent tier 1, and the dealership wont beat your pre approved rate, then go with your bank. Easy.
2025-08-09 01:04:09
3
Dante :
What can I get off Msrp for 2025 Toyota Grand Highlander AWD limited or platinum?
2025-08-17 18:43:44
1
she :
Always a great help!
2025-08-08 22:53:13
1
greg gammino | alchemy design :
i just go to tomi 🤷♂️makes my life easy
2025-08-09 12:12:48
1
Steph :
I watched your videos for weeks & did a lot of these things. Knew exactly what I wanted, negotiated $ & options, did get preapproved but dealer said they could get me better- I was skeptical but they beat it by 0.8% so i went with them. Thanks for all the tips!
2025-08-11 01:12:29
1
Chekohh :
Please do that whole other video about credit and income
2025-08-09 00:11:09
1
Ross :
is penfed generally the best, other than promotional apr?
2025-10-05 01:26:49
0
DoraDrunk :
It sucks that I had to go to the Lexus dealer to buy out my lease in FL, they won't take my credit union and I felt I got fleeced by their financing. Any tips for your followers in these cases?
2025-08-08 23:13:02
0
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