The Iced Coffee Hour
Region: US
Sunday 10 August 2025 19:06:00 GMT
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MambaJV91 :
Life happens. If people have access to that money before they're 65. They would have use that within months.
2025-08-11 19:22:05
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chiefsfan7 :
Get rid of Social Security. Instead the gov should just give every American $1,000 invested in an S&P 500 index fund and make it where you can’t touch it until 62 and Americans will have way more in retirement than what SS could ever offer.
2025-08-12 15:48:32
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Aimee :
I totally agree, investing that money elsewhere could have made a huge difference in my retirement.
2025-08-10 19:55:22
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0x4e4448 :
We should be allowed to opt in or out of Social Security. I am better with my money than the government is. If the government wants us to put money into something, it should be a retirement plan that we control
2025-08-11 19:01:22
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Brandon Marvel :
It’s social security insurance not investment
2025-08-12 11:58:06
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roadbeerbaby :
Part of the concept is helping elderly people in poverty. It’s not purely a savings account or investment
2025-08-11 15:41:53
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Cody Shagovac :
my grandma had the same argument. I asked her then where all her money she had other than that go? she was silent. social security is for elders not to end up on the street cause they spent all their damn money
2025-08-11 22:06:48
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Tadiq Shahid :
Who even considers SS an investment?
2025-08-11 20:46:43
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allniggtblue :
Thank you so freaking much I’m only 54 but I’ll tell you. I’ve said this since I was 25
2025-08-11 02:51:56
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I’m just a girl :
I’m a city employee and we are exempt from contributing into social security because we have our pensions.
2025-08-10 20:05:47
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Honolulu blue :
Wall Street wants your money! That the message I get! 99 % for f the people would have nothing!
2025-08-11 11:10:22
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mkaf1000000 :
Yeah man let’s just let old people rot because they weren’t dialed in on CD, Roth, 401ks in 1975
2025-08-12 20:14:00
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CallMeJohnnie :
social security was intended to be a retirement plan. they just did a horrible job maintaining it. it was robbed over and over while the layout rates stayed low.
2025-08-12 11:19:16
1
hokies1996 :
That’s a bit of a exaggeration with a cd
2025-08-12 22:52:09
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That_Powdercoat_Guy :
Im 36 and I would opt out of SD today if I had the option. Investing on your own is 100x better. In 8 years, I've trippled my portfolio and im no stock guru. Investing isnt that difficult. Consistency is key.
2025-08-11 12:56:45
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Spoiled :
Agree 100%!
2025-08-12 23:55:22
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It's funny to me :
I got my full earnings record from my ssa account. I input that to chagpt and ask it how much I have put in personally to social security. Then what the total between me and my employers has been since i started working at age 16. I am 50 now. I currently make 60k as high school graduate only (yes im poor). It determined that I have put in 64.5k, and my many employers have put in 64.5k on my behalf. I then ask what that would be if I invested that amount in sp500 over that time. It said I would have $700,000 as of today. So, I thing he has a point and I have backed it up with real numbers. If I did that for until 62. Chat said I would have 2.38 million dollars The big caveat is would I had saved any of it if I were not forced to. Being honest probably not until it was to late.
2025-08-12 22:34:41
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angelo :
a pension or assets plus social security when times comes to Retire is perfect
2025-08-11 20:54:31
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Christopher Michael :
Lol
2025-08-12 16:18:32
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thomasn2109 :
i been paying ss since 16. If i just put it in an index fund it would prob be worth millions.
2025-08-12 04:21:17
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user8062507602978 :
🤣
2025-08-12 01:48:26
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Chase Kimbrell :
Big ol’ scam
2025-08-10 19:34:30
2
Andy :
CDs are garbage.
2025-08-12 22:59:12
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Blake :
Boomer after they get social security:
2025-08-12 13:27:26
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