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@maddywarnerr:

Maddy
Maddy
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Region: US
Tuesday 12 August 2025 16:34:57 GMT
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No Watermark .mp4 (1.7MB) No Watermark(HD) .mp4 (1.7MB) Watermark .mp4 (1.8MB) Music .mp3

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melissalehman34
Melissa Lehman :
Did u go without me or no
2025-08-13 09:08:35
0
eli_loves_guinness
eli_loves_guinness :
No way this is a real place 😱
2025-08-12 18:16:03
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Other Videos

idek if i did this right shi just noticed i put the same photo twice 💀 / ib c9njure | #carygrant #carygrantedit #oldhollywood #fyp #foryou cary grant edit old hollywood edit aesthetic edit bellebelle style edit
idek if i did this right shi just noticed i put the same photo twice 💀 / ib c9njure | #carygrant #carygrantedit #oldhollywood #fyp #foryou cary grant edit old hollywood edit aesthetic edit bellebelle style edit
Tata Ba Zan khyama full song ✌️🍷🚬#zoumbimarwat #watseapstuttas #tiktokteam #trandig #100k #foryou #100kviews #fullsong #pashtosong #tiktok #cupcut #fyp #foryoupage #tiktokpakistan #fallowme #marwat
Tata Ba Zan khyama full song ✌️🍷🚬#zoumbimarwat #watseapstuttas #tiktokteam #trandig #100k #foryou #100kviews #fullsong #pashtosong #tiktok #cupcut #fyp #foryoupage #tiktokpakistan #fallowme #marwat
Replying to @DoggyDadT8ER Yes, increasing the purchase price by $10,000 just to give $10,000 back in closing costs can artificially inflate the sales price. And we see this happen all the time. Buyers need help with closing costs. So instead of paying them outright, the purchase price is increased and the seller gives a credit back at closing. Sometimes it works perfectly. Sometimes it creates problems. Because the house still has to appraise at that higher amount. If the contract price is increased by $10,000, the appraiser has to support that value. And when that sale is later used as a comparable, the concession should be accounted for so we’re not using an inflated number to determine future values. Now, in today’s market, I am seeing more sellers simply agree to pay closing costs without increasing the price, especially if the home has been sitting on the market for a while. But sellers need to understand the risk. Let’s say you agree to raise the price by $10,000 and give the buyer $10,000 back for closing costs. Then the appraisal comes in low. And the buyer absolutely needs those funds to close. There’s a very good chance the seller ends up paying those closing costs anyway. Which means you may effectively be giving the buyer the credit at the original price. That’s why it’s important to understand all the possible outcomes before agreeing to concessions. There isn’t one right answer. Every situation is different. It depends on the buyer. It depends on the loan type. It depends on the market. And it depends on the appraisal. I’m curious. When you bought or sold a house, did the seller pay any closing costs? And if they did, was the purchase price increased to offset them? #alishacollins #realestatebestie #casperwyoming #closingcosts #homebuyingtips
Replying to @DoggyDadT8ER Yes, increasing the purchase price by $10,000 just to give $10,000 back in closing costs can artificially inflate the sales price. And we see this happen all the time. Buyers need help with closing costs. So instead of paying them outright, the purchase price is increased and the seller gives a credit back at closing. Sometimes it works perfectly. Sometimes it creates problems. Because the house still has to appraise at that higher amount. If the contract price is increased by $10,000, the appraiser has to support that value. And when that sale is later used as a comparable, the concession should be accounted for so we’re not using an inflated number to determine future values. Now, in today’s market, I am seeing more sellers simply agree to pay closing costs without increasing the price, especially if the home has been sitting on the market for a while. But sellers need to understand the risk. Let’s say you agree to raise the price by $10,000 and give the buyer $10,000 back for closing costs. Then the appraisal comes in low. And the buyer absolutely needs those funds to close. There’s a very good chance the seller ends up paying those closing costs anyway. Which means you may effectively be giving the buyer the credit at the original price. That’s why it’s important to understand all the possible outcomes before agreeing to concessions. There isn’t one right answer. Every situation is different. It depends on the buyer. It depends on the loan type. It depends on the market. And it depends on the appraisal. I’m curious. When you bought or sold a house, did the seller pay any closing costs? And if they did, was the purchase price increased to offset them? #alishacollins #realestatebestie #casperwyoming #closingcosts #homebuyingtips
Link in bio to work 1:1 with me #SelfImprovement #Relationship #fitnesscoach
Link in bio to work 1:1 with me #SelfImprovement #Relationship #fitnesscoach
@fabioterueloficial #fabioteruelfy #oracao #palavrafabioteruel
@fabioterueloficial #fabioteruelfy #oracao #palavrafabioteruel
#CapCut
#CapCut

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