Investing Insiders
Region: GB
Sunday 17 August 2025 13:38:53 GMT
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AdTikTok :
All this does is inflate prices even further. Banks seem quite willing to lend past retirement age
2025-08-17 13:52:46
70
full moon horizons :
Still better than renting until you die
2025-08-18 07:04:25
62
M :
@M: It is terrible advice to suggest to repay a mortgage early. Repay your other debts first, credit cards especially. If you’re otherwise debt free, put the money into a stocks & shares ISA
2025-08-18 20:10:12
0
Miss Allan Art :
😂😂😂 laughing with my 40 year mortgage!
2025-08-18 07:30:35
31
ED :
🤣🤣🤣🤣🤣🤣 SILLY BILLYS
2025-08-17 14:12:43
0
Mars :
Get the longest mortgage you can and then invest as much as you can to pay it off early
2025-08-17 15:03:13
32
Laura Bratherton :
Split up and remortgaged at 40 on a 35 year term 🥴
2025-08-19 20:49:39
1
Z mortgage advisor :
People are stretching the term because they want to still be able to live and travel and enjoy life alongside home ownership
2025-08-18 06:49:27
61
Rizzzzzzz :
Banks are being greedy
2025-08-18 09:42:10
3
PickersPalace :
we are one of those signings ... we could afford the costs of a bigger mortgage but the bank didn't think so..so it was a 35 yr term or no mortgage at all. even with a 50k deposit, we we saved for ourselves and on decent wages 😑. we have paid 18k in interest in one yr... you let me know whether we couldn't afford it or whether they are being greedy.
2025-08-18 07:36:43
3
Sarah :
my friend took our a 35 year mortgage when he first qualified as a nurse, as he earned more he overpaid and shortened it as soon as he could. after 5 years,he's at 19 years and his property has increased in value too.
2025-08-18 13:55:14
0
Kelly Marie :
It’s also taking longer to save for a deposit… I’m 41 and just getting a mortgage which I was able to get 25 years and still able to overpay. I’m not surprised people are having to take out longer terms now 🥺
2025-08-18 08:30:27
4
louisnoblet :
Britain will do anything but build sufficient housing
2025-08-18 08:56:55
0
WunchOfBankers :
and here's me, 29 on a 40 year mortgage 😬
2025-08-18 07:29:24
0
Maxx Williams :
Better than renting, unless your moving round for work.
2025-08-18 21:46:52
1
Eyes&EarsOpen :
“Nobody saw it coming…” erm what??? Maybe the comfortably off didn’t see it coming. The working classes have seen it coming for years.
2025-08-18 14:28:30
1
drinkcoffeerun :
Mortgage affordability calculations are so outdated. Often the bank won't lend you on a shorter term, but it's incredibly easy to overpay every month. I'm on a 35 year mortgage and after 5 years I only have 20 years left.
2025-08-18 17:24:09
0
🎣Ben🎣 :
I'll just downsize once the kids move out and settle the bill that way...
2025-08-18 12:52:51
5
Rayn | RayncloudArt :
"noone saw it coming?" Pretty sure everyone saw this coming with the house prices these days
2025-08-18 07:38:50
0
johnbuckley198 :
Get the 35. Go variable. Overpay when you can but don’t be tied to a crippling monthly outgoing
2025-08-18 15:02:11
0
Captain Pikkles :
Extend the mortgage as long as possible. Kids move out, sell and downsize, pay off mortgage in full and have a lump of money in the bank. Overpay where you can.
2025-08-18 11:57:58
0
Col8407 :
Everyone saw it coming, only for lots of people to afford a house.
2025-08-18 14:56:56
0
David :
Took a 38 year 100% ltv mortgage out in 2007. Enabled us to get on the latter. Paid off a chunk and reduced the term and balance since then. Best decision ever.
2025-08-18 19:54:53
1
Urban UK :
I think we did see it coming. If house prices continue to outgrow wages, as they have for a long time, it’s fairly apparent that mortgage terms would increase.
2025-08-17 14:58:15
9
Lifeisfamily :
My first mortgage was at age of 35 for 35 years my latest remortgage reduces term to 15 years so will be paid off by 55 with a few more overpayments. So if required do the 35 years to get the mortgage then reduce term when more cash avail
2025-08-17 14:10:36
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