@mastermoneyco: Lump Sum vs Dollar Cost Averaging: The Roth IRA Debate 💸 Can you max out your Roth IRA all at once? Absolutely. The question is should you? Team Lump Sum wins mathematically - time in market beats timing the market. But Team Dollar Cost Averaging wins psychologically - easier to stomach market dips when you're buying monthly. The real answer? Whatever gets you to actually invest consistently.
I recently opened my Roth. I have about $300 currently in. I plan to fund it with each paycheck I receive. Should I wait to invest until I have more funds in my account?
2025-08-19 03:29:39
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bronant53 :
I’m on the fringe of the limit, so have to wait to file taxes to contribute. Do I just dump it all in there in April
2025-08-19 03:09:22
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